Norfolk City property record for 1103 Bedford Ave, Norfolk, VA 23508
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,118 sqft · built 1928 |
| Lot Size | 0.122 acres (5,336 sqft) |
| Owner | Trust Name on File |
| Last Sale | $495,000 (Sep 2018) |
| Tax Bill | $6,140 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Aug 2021 Transfer + 2 more |
| APN | 04899956 |
| Primary APN | 04899956 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,118 sqft Living Area |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 5,336 sqft (0.122 acres) |
| Lot Depth | 110 ft Depth |
| Garage Type | Detached |
| Garage Area | 186 sqft |
| Deck Area | Deck Area |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 1103 BEDFORD AVE |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23508-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | 14 & 15 BLK 1 KENILWORTH |
| Legal Subdivision | KENILWORTH |
| Legal Block | 1 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 2300 |
1103 Bedford Ave is owner-occupied and held in a trust since August 2021.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1103 BEDFORD AVE, NORFOLK, VA 23508-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2019 | Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 19, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Apr 8, 2019 | Intrafamily Transfer, Transfer |
| Sep 19, 2018 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2018 · Amount on File |
| Deed Sale | Sep 19, 2018 · Amount on File |
| Prior Sale | Jan 12, 2016 · Amount on File |
| Deed Document Number | 201819192 |
| Last Transfer Date | Aug 13, 2021 |
| Transfer Doc | 0000026008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 1103 BEDFORD AVE, NORFOLK, VA 23508-1216 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0190021911 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 190021911 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Aug 19, 2021 |
| Property Address | 1103 BEDFORD AVE, NORFOLK, VA 23508-1216 |
| Document Number | 0210026008 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 210026008 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1103 BEFORD AVE, NORFOLK, VA 23508-1216 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Apr 8, 2019 |
| Property Address | 1103 BEDFORD AVE, NORFOLK, VA 23508-1216 |
| Document Number | 0190006057 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 190006057 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1103 BEDFORD AVE, NORFOLK, VA 23508-1216 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Sep 19, 2018 |
| Property Address | 1103 BEDFORD AVE, NORFOLK, VA 23508-1216 |
| Document Number | 0180019192 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 180019192 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1103 BEDFORD AVE, NORFOLK, VA 23508-1216 |
| Document Number | 0180019193 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 180019193 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1103 Bedford Ave was $6,140, up 3.2% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,140.00 (+3.25%) | $491,200 (+3.24%) Land $120,500 Building $370,700 | $491,200 (+3.24%) Land $120,500 Building $370,700 |
| 2025 | $5,947.00 | $475,800 Land $112,500 Building $363,300 | $475,800 Land $112,500 Building $363,300 |
| 2023 | $5,562.00 | $445,000 Land $112,500 Building $332,500 | $445,000 Land $112,500 Building $332,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1103 Bedford Ave; there have been 312 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 325 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 325 in force |
| Nearby Flood Claims | 312 (1978–2016) |
| Claims Outside the SFHA | 17 of 312 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1103 Bedford Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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