1103 Baldwin Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1103 Baldwin Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 2,140 sqft · built 1977
Lot Size	1.27 acres (55,452 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jul 2023)
Tax Bill	$4,047 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`012-640-017-50`

Property Details

APN / Parcel Number

Primary APN	`012-640-017-50`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,140 sqft Living Area
1st Floor Area	2,140 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	55,452 sqft (1.27 acres)
Lot Dimensions	330 ft deep x 168 ft wide
Garage Area	1,120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1103 BALDWIN RD
City	LAPEER
State	MI
Zip	48446-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 7 T7N R10E SUPERVISORS PLAT #4 RECORDED IN LIBER 1, PAGE 91 PART OF LOT 17 COM AT SW COR OF SAME, TH E 300 FT, TH N 150
Legal Range	10E
Legal Township	07N
Legal Section	07
Legal Subdivision	SUPRVRS 4-LAPEER CITY
Legal Lot Number	17
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1018
Census Tract	338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1103 BALDWIN RD, LAPEER, MI 48446-3011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Warranty Deed, Transfer · Conventional Mortgage CREDIT UNION ONE
Mar 7, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Prior Sale	Oct 24, 2016 · Amount on Record
Deed Book / Page	3359 / 913
Prior Transfer Date	Feb 28, 2023
Prior Transfer Doc	0033400476
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 20, 2023
Property Address	1103 BALDWIN RD, LAPEER, MI 48446-3011
Document Number	0033590913
Book / Page	3359 / 913
Map Reference	LB 1 PG 91
Instrument Date	Jul 14, 2023
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1103 BALDWIN RD, LAPEER, MI 48446-3011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3722 TAG ALDER RDG, DRYDEN, MI 48428-9374

Mortgage

Document Number	0003359915
Date	Jul 20, 2023
Instrument	3359/915

Lender

Name	CREDIT UNION ONE
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Aug 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Margin	3
Max Rate	10.8%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Mar 7, 2023
Property Address	1103 BALDWIN RD, LAPEER, MI 48446-3011
Document Number	0033400476
Book / Page	3340 / 476
Map Reference	LB 1 PG 91
Instrument Date	Feb 28, 2023
Transaction Type	Transfer
Record Updated	Apr 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1103 BALDWIN RD, LAPEER, MI 48446-3011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 BALDWIN RD, LAPEER, MI 48446-3011

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,700 (-28.54%)	$267,400 (-28.54%)
2025	$4,047.00 Homeowner's exemption	$187,100 (+6.61%)	$374,200 (+6.61%)
2024	$4,047.00 (+116.53%)
2023		$175,500	$351,000
2022	$1,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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