1103 Ave J, Sterling, IL 61081 Property Records

Whiteside County property record for 1103 Ave J, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	2 bd · 694 sqft · built 1939
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$18,000 (Jul 2022)
Tax Bill	$720 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1120282008`

Property Details

APN / Parcel Number

Primary APN	`1120282008`
Alternative APN	`112946`

Interior

Bedrooms	2 Beds
Building Area	694 sqft Building Perimeter

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide

Location & Zoning

Account Number	112946
Street Address	1103 AVENUE J
City	STERLING
State	IL
Zip	61081-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DL & JW MARTIN 3 ADD LOT 5 BLK 10 384600X
Legal Subdivision	DL & JW MARTIN 3 ADDITION
Legal Block	10
Legal Lot Number	5
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1053
Census Tract	1000

Owner

1103 Ave J is owned by an individual who acquired it in September 2022.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2101 16TH AVE, STERLING, IL 61081-1457
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Closed-End Mortgage COMMUNITY STATE BANK OF ROCK FALLS
Sep 26, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2022 · Amount on File
Deed Sale	Jul 19, 2022 · Amount on File
Prior Sale	Apr 1, 2009 · Amount on File
Deed Document Number	20224328
Last Transfer Date	Sep 23, 2022
Transfer Doc	0000005817
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1103 AVENUE J, STERLING, IL 61081-2050
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001783
Date	Apr 24, 2024
Instrument	2024-01783

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 26, 2022
Property Address	1103 AVENUE J, STERLING, IL 61081-2050
Document Number	0000005817
Instrument Date	Sep 23, 2022
Instrument	2022-05817
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 16TH AVE, STERLING, IL 61081-1457

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 19, 2022
Property Address	1103 AVENUE J, STERLING, IL 61081-2050
Document Number	0000004328
Instrument Date	Jul 18, 2022
Instrument	2022-04328
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 16TH AVE, STERLING, IL 61081-1457

Tax Assessment & Valuation

The 2025 property tax bill for 1103 Ave J was $720.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$720.00	$7,095 Land $1,945 Building $5,150
2024			$21,285 Land $5,835 Building $15,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1103 Ave J in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1103 Ave J has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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