1103 14th St SE, Devils Lake, ND 58301 Property Records

Ramsey County property record for 1103 14th St SE, Devils Lake, ND 58301

Property Summary

Property Type	Single Family Home
Lot Size	0.326 acres (14,207 sqft)
Owner	Company Name on File
Last Sale	$140,895 (Jun 2023)
Tax Bill	$1,912 (2025)
Deeds & Mortgages	Mar 2007 Mortgage Nov 2012 Mortgage + 10 more
APN	`39110400001000`

Property Details

APN / Parcel Number

Primary APN	`39110400001000`

Exterior

Lot Area	14,207 sqft (0.326 acres)

Location & Zoning

Street Address	1103 14TH ST SE
City	DEVILS LAKE
State	ND
Zip	58301-4045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 1 KURTZ ESTATES 1ST SUBDIVISION
Legal Subdivision	KURTZ ESTATES SUBDIVISIONS
Legal Block	1
Legal Lot Number	1
Jurisdiction	RAMSEY ND
Township / Civil Division	DEVILS LAKE
Census Block Group	1
Census Block	1038
Census Tract	957600

Owner

1103 14th St SE is owned by a company that bought it in June 2023.

Source: Ramsey County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2007	Deed of Trust, Mortgage GATE CITY BANK
Nov 13, 2012	Deed of Trust, Mortgage GATE CITY BANK
Feb 27, 2012	Deed of Trust, Mortgage GATE CITY BANK
Jun 22, 2015	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA
Oct 30, 2013	Deed of Trust, Mortgage · Conventional Mortgage EREMER BANK NA
Nov 15, 2012	Deed of Trust, Mortgage · Line of Credit GATE CITY BANK
Apr 27, 2007	Deed of Trust, Mortgage GATE CITYY BANK
Dec 26, 2013	Deed of Trust, Mortgage · Line of Credit BREMER BANK NA
Oct 24, 2023	Intrafamily Transfer, Transfer
Jun 23, 2023	Intrafamily Transfer, Transfer · Loan Assumption TRUIST BANK
Mar 12, 2018	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Apr 16, 2007	Warranty Deed, Transfer · ARM GATE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	Mar 12, 2018 · Amount on File
Deed Document Number	2023281133
Prior Transfer Date	Jun 12, 2023
Prior Transfer Doc	0000281133
Record Updated	Oct 29, 2026

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000240018
Date	Mar 14, 2007
Instrument	240018

Lender

Name	GATE CITY BANK
Address	DEVILS LAKE, ND 58301

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 20, 2012

Interest

Rate Type	Adjustable Rate

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000255559
Date	Nov 13, 2012
Instrument	255559

Lender

Name	GATE CITY BANK
Type	Bank
Address	DEVILS LAKE, ND 58301

Agreement

Amount	Amount on Record
Term	179 Months
Due	Oct 28, 2027

Interest

Rate Type	Adjustable Rate

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000253353
Date	Feb 27, 2012
Instrument	253353

Lender

Name	GATE CITY BANK
Type	Bank
Address	DEVILS LAKE, ND 58301

Agreement

Amount	Amount on Record
Term	179 Months
Due	Jan 28, 2027

Interest

Rate Type	Adjustable Rate

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000262778
Date	Jun 22, 2015
Instrument	262778

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2030

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000258338
Date	Oct 30, 2013
Instrument	258338

Lender

Name	EREMER BANK NA
Address	LAKE ELMO, MN 55042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2033

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000255570
Date	Nov 15, 2012
Instrument	255570

Lender

Name	GATE CITY BANK
Type	Bank
Address	DEVILS LAKE, ND 58301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 5, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000240326
Date	Apr 27, 2007
Instrument	240326

Lender

Name	GATE CITYY BANK
Address	GRAND FORKS, ND 58201

Agreement

Amount	Amount on Record
Term	239 Months
Due	Mar 28, 2027

Interest

Rate Type	Adjustable Rate

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000258754
Date	Dec 26, 2013
Instrument	258754

Lender

Name	BREMER BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY ND
Recording Date	Oct 24, 2023
Property Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045
Document Number	0000281855
Instrument Date	Oct 17, 2023
Instrument	281855
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY ND
Recording Date	Jun 23, 2023
Property Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045
Document Number	0000281133
Instrument Date	Jun 12, 2023
Instrument	281133
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045

Mortgage

Document Number	0000281134
Date	Jun 23, 2023
Instrument	281134

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Loan Assumption
Amount	Amount on Record
Term	298 Months
Due	Apr 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Mar 12, 2018
Property Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045
Document Number	0000269512
Instrument Date	Mar 9, 2018
Instrument	269512
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045

Mortgage

Document Number	0000269513
Date	Mar 12, 2018
Instrument	269513

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

April 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Apr 16, 2007
Property Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045
Document Number	0000240247
Instrument Date	Apr 13, 2007
Instrument	240247
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 14TH ST SE, DEVILS LAKE, ND 58301-4045
Investor	Possibly a Property Investor

Mortgage

Document Number	0000240248
Date	Apr 16, 2007
Instrument	240248

Lender

Name	GATE CITY BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	May 1, 2014
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	7.37%
Index	1-Year T-Bill
Max Rate	8.95%

Tax Assessment & Valuation

The 2025 property tax bill for 1103 14th St SE was $1,912, down 42.9% from the year before.

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
Municipality	Devils Lake City
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,912.00 (-42.87%)	$106,750 (+7.99%) Land $10,600 Building $96,150	$213,500 (+7.99%) Land $21,200 Building $192,300
2024	$3,347.00 (+18.27%)	$98,850 (+5.55%) Land $7,100 Building $91,750	$197,700 (+5.55%) Land $14,200 Building $183,500
2023	$2,830.00 (+6.95%)	$93,650 (+5.52%) Land $7,100 Building $86,550	$187,300 (+5.52%) Land $14,200 Building $173,100
2022	$2,646.00	$88,750 Land $7,100 Building $81,650	$177,500 Land $14,200 Building $163,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1103 14th St SE; there have been 53 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	53 (1995–2013)
Claims Outside the SFHA	21 of 53
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, And Tor, Jun 1999 · 5 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 19 claims Severe Storms,flooding, & Ice Jams, Jun 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1103 14th St SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Dakota Telephone Company Fiber	10,000 / 10,000
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20