11029 Edgemere Ter, Roscoe, IL 61073 Property Records

Winnebago County property record for 11029 Edgemere Ter, Roscoe, IL 61073

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,500 (Sep 2021)
Tax Bill	$647 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`04-32-251-001`

Property Details

APN / Parcel Number

Primary APN	`04-32-251-001`
Alternative APNs	`432251001` `032A060`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	11029 EDGEMERE TER
City	ROSCOE
State	IL
Zip	61073-8243
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	RIVER DALE SUB IN SEC 32-46-2 E OF 3RDP M LOT 028
Legal Range	2
Legal Township	46
Legal Section	32
Legal Subdivision	RIVER DALE SUB
Legal Lot Number	028
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1036
Census Tract	3904

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11029 EDGEMERE TER, ROSCOE, IL 61073-8243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Dec 5, 2006 · Amount on Record
Deed Document Number	202134484
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11029 EDGEMERE TER, ROSCOE, IL 61073-8243
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003794
Date	Feb 23, 2023
Instrument	2303794

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 21, 2038

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 27, 2021
Property Address	11029 EDGEMERE TER, ROSCOE, IL 61073-8243
Document Number	0000034484
Map Reference	PB 19 PG 118
Instrument Date	Aug 5, 2021
Instrument	2134484
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11029 EDGEMERE TER, ROSCOE, IL 61073-8243
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034485
Date	Sep 27, 2021
Instrument	2134485

Lender

Name	FIRST NATIONAL BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$647.00	$8,311 (+33.47%) Land $8,311	$24,933 (+33.47%) Land $24,933
2022		$6,227 Land $6,227	$18,681 Land $18,681

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	115 (1978–2019)
Claims Outside the SFHA	5 of 115
Most Recent Claim	Mar 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 19 claims Severe Storms & Flooding, Jul 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: i3 Broadband, Metronet, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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