11028 Calluna Dr, Odessa, FL 33556 Property Records

Pasco County property record for 11028 Calluna Dr, Odessa, FL 33556

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,140 sqft · built 2020
Lot Size	0.235 acres (10,241 sqft)
Owner	Individual Name on Record
Last Sale	$710,000 (Mar 2022)
Tax Bill	$14,265 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-26-17-0080-00000-3580`

Property Details

APN / Parcel Number

Primary APN	`20-26-17-0080-00000-3580`
Alternative APN	`4180710`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,140 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	2,140 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	10,241 sqft (0.235 acres)
Garage Area	420 sqft
Pool Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	4180710
Street Address	11028 CALLUNA DR
City	ODESSA
State	FL
Zip	33556-4445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	ESPLANADE AT STARKEY RANCH PHASES 3 & 3A PB 78 PG 103 LOT 358
Legal Range	17E
Legal Township	26S
Legal Section	20
Legal Subdivision	STARKEY RANCH LAKE BLANCHE
Legal Tract	80
Legal Lot Number	358
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1090
Census Tract	31701

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11028 CALLUNA DR, ODESSA, FL 33556-4445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Warranty Deed, Transfer · Conventional Mortgage RBC BANK (GEORGIA) NA
Dec 17, 2020	Warranty Deed, Transfer REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC
Oct 27, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2022 · Amount on Record
Deed Sale	Mar 14, 2022 · Amount on Record
Prior Sale	Dec 17, 2020 · Amount on Record
Deed Document Number	2022059601
Deed Book / Page	10570 / 1724
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Mar 14, 2022
Property Address	11028 CALLUNA DR, ODESSA, FL 33556-4445
Document Number	0105701724
Book / Page	10570 / 1724
Map Reference	MB 78 PG 103
Instrument Date	Mar 11, 2022
Instrument	2022059601
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	WESTCHASE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2413 MURRAY PASS, 2413, ODESSA, FL 33556-4157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11028 CALLUNA DR, ODESSA, FL 33556-4445

Mortgage

Document Number	0105701726
Date	Mar 14, 2022
Instrument	10570/1726

Lender

Name	RBC BANK (GEORGIA) NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Margin	3
Max Rate	8.5%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Dec 17, 2020
Property Address	11028 CALLUNA DR, ODESSA, FL 33556-4445
Document Number	0102393161
Book / Page	010239 / 003161
Instrument Date	Dec 14, 2020
Instrument	215557
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,353.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11028 CALLUNA DR ODESSA FL 335564445, ODESSA, FL 33556-4445

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Oct 27, 2020
Property Address	11028 CALLUNA DR, ODESSA, FL 33556-4445
Document Number	0102041094
Book / Page	010204 / 001094
Instrument Date	Oct 22, 2020
Instrument	181017
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$3,169.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2631 WESTVIEW CT CLEARWATER FL 337611224, CLEARWATER, FL 33761-1224

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,265.00 (+16.92%)	$626,567 (+20.13%) Land $126,072 Building $500,495	$626,567 (+20.13%) Land $126,072 Building $500,495
2023	$12,201.00 (+41.91%)	$521,556 (+39.88%) Land $102,132 Building $419,424	$521,556 (+12.47%) Land $102,132 Building $419,424
2022	$8,598.00	$372,850 Land $87,072 Building $285,778	$463,749 Land $87,072 Building $376,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 689 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	689 in force
Nearby Flood Claims	10 (2004–2025)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Dec 2025
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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