11027 Sharp Rd, Waterford, PA 16441 Property Records

Erie County property record for 11027 Sharp Rd, Waterford, PA 16441

Property Summary

Property Type	General Agricultural/Rural
Details	1,296 sqft · built 2018
Lot Size	10.7 acres (466,789 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Oct 2007)
Tax Bill	$2,653 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-013-029.0-022.04`

Property Details

APN / Parcel Number

Primary APN	`47-013-029.0-022.04`

Interior

Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	466,789 sqft (10.7 acres)

Exterior Amenities

Porch	Porch
Porch Area	216 sqft
Utility Building	352 sqft
Pole Barn	2,016 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	11027 SHARP RD
City	WATERFORD
State	PA
Zip	16441-3963
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	11027 SHARP RD LOT 1B 10.715 AC NET 10.836 AC GROSS REF S2002-0280
Legal Subdivision	MARTHA BRACE
Legal Lot Number	1B
Jurisdiction	ERIE PA
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1021
Census Tract	12100

Owner

11027 Sharp Rd, an agricultural property, is owned and occupied by an individual who bought it in October 2007.

Source: Erie County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	11027 SHARP RD, WATERFORD, PA 16441-3963
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Jan 7, 2020	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK
Sep 14, 2017	Trustee's Deed, Construction Loan · Line of Credit NORTHWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2007 · Amount on File
Deed Sale	Oct 1, 2007 · Amount on File
Deed Document Number	200730143
Deed Book / Page	1450 / 2301
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE PA
Property Address	11027 SHARP RD, WATERFORD, PA 16441-3963
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021027164
Date	Oct 8, 2021
Instrument	2021-027164

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE PA
Property Address	11027 SHARP RD, WATERFORD, PA 16441-3963
Document Number	0000002147
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11027 SHARP RD WATERFORD PA 164413963, WATERFORD, PA 16441-3963

Mortgage

Document Number	0000002147
Date	Feb 3, 2020
Instrument	2147

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 2, 2045

Interest

Rate Type	Adjustable Rate

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ERIE PA
Recording Date	Sep 14, 2017
Property Address	11027 SHARP RD, WATERFORD, PA 16441-3963
Instrument Date	Sep 13, 2017
Instrument	20024
Transaction Type	Construction Loan
Record Updated	Oct 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11027 SHARP RD WATERFORD PA 164413963, WATERFORD, PA 16441-3963

Mortgage

Document Number	0000020024
Date	Sep 14, 2017
Instrument	20024

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 13, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 11027 Sharp Rd was $2,653 with a homeowner's exemption, up 19.7% from the year before.

Source: Erie County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Erie County
County Subdivision	Waterford Township
Unified School District	Fort LeBoeuf School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,653.00 (+19.67%) Homeowner's exemption	$108,800 Land $40,300 Building $68,500
2025	$2,217.00
2024		$108,800 Land $40,300 Building $68,500
2023	$2,096.00 Homeowner's exemption
2013			$108,800 Land $40,300 Building $68,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11027 Sharp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11027 Sharp Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Armstrong.

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