11026 Varna St, Clio, MI 48420 Property Records

Genesee County property record for 11026 Varna St, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,066 sqft · built 1953
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$219,500 (Mar 2026)
Tax Bill	$896 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-23-551-031`

Property Details

APN / Parcel Number

Primary APN	`18-23-551-031`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Basement Area	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11026 VARNA ST
City	CLIO
State	MI
Zip	48420-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	LOT 31 WHITE OAK SUB
Legal Subdivision	WHITE OAK SUB
Legal Lot Number	31
Jurisdiction	GENESEE MI
Township / Civil Division	VIENNA
Census Block Group	1
Census Block	1019
Census Tract	10117

Owner

Source: Genesee County records · APN 18-23-551-031

Assessment roll updated October 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 ASHLI LN, COLUMBIANA, OH 44408-9398
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Mar 10, 2026	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Mar 02, 2023	Intrafamily Transfer, Transfer
Sep 30, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Jun 06, 2017	Deed of Trust, Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Deed Document Number	20267090
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11026 VARNA ST, CLIO, MI 48420-1448
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11026 VARNA ST, CLIO, MI 48420-1448

Mortgage

Document Number	0000078198
Date	Sep 30, 2021
Instrument	202109300078198

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 01, 2031

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11026 VARNA ST, CLIO, MI 48420-1448
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W CAPAC RD 5, 5, IMLAY CITY, MI 48444-1068

Mortgage

Document Number	0000005352
Date	Feb 24, 2026
Instrument	202602240005352

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 10, 2026
Property Address	11026 VARNA ST, CLIO, MI 48420-1448
Document Number	0000007090
Map Reference	LB 23 PG 46
Instrument Date	Feb 20, 2026
Instrument	202603100007090
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,646.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 ASHLI LN, COLUMBIANA, OH 44408-9398

Mortgage

Document Number	0000005352
Date	Mar 10, 2026
Instrument	202602240005352

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Mar 02, 2023
Property Address	11026 VARNA ST, CLIO, MI 48420-1448
Document Number	0000009269
Map Reference	LB 23 PG 46
Instrument Date	Feb 23, 2023
Instrument	202303020009269
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 242, CLIO, MI 48420-0242

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11026 VARNA ST, CLIO, MI 48420-1448
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11026 VARNA ST, CLIO, MI 48420-1448

Mortgage

Document Number	202109300078198
Date	Sep 30, 2021
Instrument	202109300078198

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 01, 2031

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11026 VARNA ST, CLIO, MI 48420-1448
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042773
Date	Jun 06, 2017
Instrument	201706060042773

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	179 Months
Due	May 01, 2032

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Vienna Charter Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$896.00 (-58.03%) Homeowner's exemption	$93,100 (+9.27%)	$186,200 (+9.27%)
2024	$2,135.00 (+27.84%)
2023		$85,200	$170,400
2019	$1,670.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Genesee County (26049C), as of February 19, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260490101171, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

Based on FCC filings for 128 locations within half a mile of this property.

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