11026 Split Oak Dr, West Olive, MI 49460 Property Records

Ottawa County property record for 11026 Split Oak Dr, West Olive, MI 49460

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 3,156 sqft · built 1996
Lot Size	4.34 acres (189,050 sqft)
Owner	Individual Name on Record
Tax Bill	$7,502 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-08-25-110-013`

Property Details

APN / Parcel Number

Primary APN	`70-08-25-110-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,156 sqft Living Area
1st Floor Area	2,104 sqft
Basement Area	2,104 sqft
Unfinished Basement	2,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	189,050 sqft (4.34 acres)
Garage Area	1,162 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11026 SPLIT OAK DR
City	WEST OLIVE
State	MI
Zip	49460-9587
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD NC
Legal Description	UNIT 5 OAKWOOD ESTATES, AS AMENDED, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 1551 PAGE 320, CONDOMINIUM SUBDIVISION PLAN NO 144 SEC 25 T7N R15W
Legal Range	15W
Legal Township	07N
Legal Section	25
Legal Subdivision	CONDOMINIUM SUBD
Legal Block	110
Legal Unit	5
Jurisdiction	OTTAWA MI
Township / Civil Division	ROBINSON
Census Block Group	2
Census Block	2001
Census Tract	21303

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11026 SPLIT OAK DR, WEST OLIVE, MI 49460-9587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MORTGAGE LLC
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	May 26, 2026
Property Address	11026 SPLIT OAK DR, WEST OLIVE, MI 49460-9587
Document Number	20260015323
Instrument Date	May 19, 2026
Instrument	202615323
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11026 SPLIT OAK DR, WEST OLIVE, MI 49460-9587

Mortgage

Document Number	0000015323,
Date	May 26, 2026
Instrument	202615323

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	Apr 17, 2026
Property Address	11026 SPLIT OAK DR, WEST OLIVE, MI 49460-9587
Document Number	0000010886
Instrument Date	Apr 10, 2026
Instrument	202610886
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11026 SPLIT OAK DR, WEST OLIVE, MI 49460-9587

Mortgage

Document Number	0000010886,
Date	Apr 17, 2026
Instrument	202610886

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	11026 SPLIT OAK DR, WEST OLIVE, MI 49460-9587
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11026 SPLIT OAK DR, WEST OLIVE, MI 49460-9587

Mortgage

Document Number	20210040029
Date	Aug 5, 2021
Instrument	2021-0040029

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Robinson Township
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,300 (+30.67%)	$946,600 (+30.67%)
2025	$7,502.00 (+14.78%)
2023		$362,200	$724,400
2022	$6,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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