11026 Adobe Rd, Phelan, CA 92371 Property Records

San Bernardino County property record for 11026 Adobe Rd, Phelan, CA 92371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,927 sqft · built 1990
Lot Size	2.22 acres (97,138 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,557 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2026 Mortgage + 5 more
Flood Zone	Zone D (undetermined)
APN	`3039-121-17-0000`

Property Details

APN / Parcel Number

Primary APN	`3039-121-17-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,927 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	1,927 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	97,138 sqft
Garage Type	Attached
Garage Area	697 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	651 sqft
Patio Area	651 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	11026 ADOBE RD
City	PHELAN
State	CA
Zip	92371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OHRL
Legal Description	PARCEL MAP 12343 PARCEL 3
Legal Subdivision	PARCEL MAP NO 12343
Legal Block	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1024
Census Tract	10034

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11026 ADOBE RD, OAK HILLS, CA 92344-0449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · VA Mortgage MUFG UNION BANK NA
Apr 27, 2026	Gift Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST CU
Jul 24, 2020	Grant Deed, Transfer · VA Mortgage MUFG UNION BANK NA
Aug 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIREFIGHTERS FIRST FCU
Nov 20, 2018	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Nov 20, 2018	Grant Deed, Transfer · Conventional Mortgage FIREFIGHTERS FIRST CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2026
Deed Sale	Apr 27, 2026
Prior Sale	Apr 9, 2025 · Amount on Record
Deed Document Number	2026105869
Prior Transfer Date	Apr 20, 2026
Prior Transfer Doc	0000105869
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11026 ADOBE RD, OAK HILLS, CA 92344-0449
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11026 ADOBE RD, OAK HILLS, CA 92344-0449

Mortgage

Document Number	0000479777
Date	Oct 22, 2021
Instrument	2021-0479777

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 27, 2026
Property Address	11026 ADOBE RD, OAK HILLS, CA 92344-0449
Document Number	0000105869
Instrument Date	Apr 20, 2026
Instrument	2026105869
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11026 ADOBE RD, OAK HILLS, CA 92344-0449
Investor	Possibly a Property Investor

Mortgage

Document Number	0000105870,
Date	Apr 27, 2026
Instrument	2026105870

Lender

Name	NATIONS DIRECT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11026 ADOBE RD, OAK HILLS, CA 92344-0449
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140222
Date	Apr 23, 2020
Instrument	2020-0140222

Lender

Name	FIREFIGHTERS FIRST CU
Type	Credit Union
Address	LOS ANGELES, CA 90041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 24, 2020
Property Address	11026 ADOBE RD, OAK HILLS, CA 92344-0449
Document Number	0000253598
Map Reference	MB 142 PG 80&81
Instrument Date	May 29, 2020
Instrument	2020-0253598
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11026 ADOBE RD, OAK HILLS, CA 92344-0449

Mortgage

Document Number	0000253599
Date	Jul 24, 2020
Instrument	2020-0253599

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 27, 2019
Property Address	11026 ADOBE RD, OAK HILLS, CA 92344-0449
Document Number	0000299226
Map Reference	MB 142 PG 80&81
Instrument Date	Aug 16, 2019
Instrument	2019-0299226
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11026 ADOBE RD, OAK HILLS, CA 92344-0449

Mortgage

Document Number	0000299227
Date	Aug 27, 2019
Instrument	2019-0299227

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 20, 2018
Property Address	11026 ADOBE RD, OAK HILLS, CA 92344-0449
Document Number	0000434873
Instrument Date	Nov 13, 2018
Instrument	434873
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11026 ADOBE RD OAK HILLS CA 923440449, OAK HILLS, CA 92344-0449

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 20, 2018
Property Address	11026 ADOBE RD, OAK HILLS, CA 92344-0449
Document Number	0000434874
Map Reference	MB 142 PG 80&81
Instrument Date	Oct 23, 2018
Instrument	2018-0434874
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11026 ADOBE RD, OAK HILLS, CA 92344-0449

Mortgage

Document Number	0000434875
Date	Nov 20, 2018
Instrument	2018-0434875

Lender

Name	FIREFIGHTERS FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$601,698 (+33.95%) Land $120,340 Building $481,358
2025	$3,557.00 (+5.46%) Disabled Person's exemption	$449,209 (+4.04%) Land $89,842 Building $359,367
2023	$3,373.00 (-0.12%)	$431,766 Land $86,353 Building $345,413
2022	$3,377.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SBDNO COUNTY SERVICE AREA 70J serves 12,895 people · EPA ID CA3610125
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: Frontier, Verizon.

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