11025 Cold Spring Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 11025 Cold Spring Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,264 sqft · built 2014
Lot Size	0.844 acres (36,808 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,900 (May 2013)
Tax Bill	$16,818 (2024)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O67 22339 0034`

Property Details

APN / Parcel Number

Primary APN	`O67 22339 0034`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,264 sqft Living Area
1st Floor Area	1,901 sqft
Basement Area	2,722 sqft
Finished Basement	1,784 sqft
Unfinished Basement	938 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Modern
Exterior Material	Combination
Construction Type	Frame
Lot Area	36,808 sqft (0.844 acres)
Garage Area	1,025 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	657 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11025 COLD SPRING DR
City	DAYTON
State	OH
Zip	45458-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34 THE SPRINGS AT THE VILLAGES OF WINDING CREEK SEC TWO
Legal Subdivision	THE VILLAGES OF
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1000
Census Tract	40305

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11025 COLD SPRING DR, DAYTON, OH 45458-4518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2013 · Amount on Record
Deed Sale	May 29, 2013 · Amount on Record
Deed Document Number	0000037269
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	11025 COLD SPRING DR, DAYTON, OH 45458-4518
Document Number	0000074365
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11025 COLD SPRING DR DAYTON OH 454584518, DAYTON, OH 45458-4518

Mortgage

Document Number	0000074365
Date	Dec 9, 2020
Instrument	74365

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$250,250 (-) Land $37,260 Building $212,990
2024	$16,818.00 (+8.62%)
2023	$15,484.00 (-20.77%)	$250,250 (-) Land $37,260 Building $212,990	$715,000 (-) Land $106,470 Building $608,530
2022	$19,544.00	$250,250 Land $37,260 Building $212,990
2020			$715,000 Land $106,470 Building $608,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20