11023 Whitcomb St, Crown Point, IN 46307 Property Records

Lake County property record for 11023 Whitcomb St, Crown Point, IN 46307

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,081 sqft · built 1991
Lot Size	0.712 acres (31,015 sqft)
Owner	Trust Name on Record
Last Sale	$345,000 (Dec 2017)
Tax Bill	$4,000 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-03-07-0290-0004`

Property Details

APN / Parcel Number

Primary APN	`003-03-07-0290-0004`
Alternative APNs	`45-16-07-201-005.000-041` `030702900004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,081 sqft Living Area
Basement Area	1,205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	31,015 sqft (0.712 acres)
Lot Dimensions	235 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	003-03-07-0290-0004
Old Parcel Number	030702900004
Street Address	11023 WHITCOMB ST
City	CROWN POINT
State	IN
Zip	46307-3603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOGNUM ESTATES LOTS 4
Legal Subdivision	WOGNUM ESTATES
Legal Lot Number	4
Jurisdiction	LAKE IN
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3006
Census Tract	43004

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Co-owner	Co-owner on Record
Mailing Address	11023 WHITCOMB ST, CROWN POINT, IN 46307-3603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY
Jan 27, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Dec 26, 2017	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2017 · Amount on Record
Deed Sale	Dec 26, 2017 · Amount on Record
Deed Document Number	2017 087027
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	11023 WHITCOMB ST, CROWN POINT, IN 46307-3603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTHWEST INDIANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095282
Date	Dec 22, 2020
Instrument	2020-095282

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	11023 WHITCOMB ST, CROWN POINT, IN 46307-3603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006432
Date	Jan 27, 2020
Instrument	2020 006432

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 26, 2017
Property Address	11023 WHITCOMB ST, CROWN POINT, IN 46307-3603
Document Number	0000087027
Map Reference	MB51 PG33
Instrument Date	Dec 15, 2017
Instrument	2017 087027
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11023 WILLICOLMS ST, CROWN POINT, IN 46307

Mortgage

Document Number	0000087028
Date	Dec 26, 2017
Instrument	2017 087028

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Center Township
Unified School District	Crown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$461,500 (+13.03%) Land $36,700 Building $424,800	$461,500 (+13.03%) Land $36,700 Building $424,800
2024	$4,000.00 (-4.35%)
2023		$408,300 (+3.81%) Land $36,700 Building $371,600	$408,300 (+3.81%) Land $36,700 Building $371,600
2022	$4,182.00	$393,300 Land $36,700 Building $356,600	$393,300 Land $36,700 Building $356,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008
Water Source	Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Surf Internet.

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