11020 Oleander Dr, Clermont, FL 34711 Property Records

Lake County property record for 11020 Oleander Dr, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,323 sqft · built 1959
Lot Size0.684 acres (29,808 sqft)
OwnerIndividual Name on Record
Last Sale$525,000 (Dec 2024)
Tax Bill$4,849 (2024)
Deeds & MortgagesJan 2021 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-23-25-0100-00A-00000

Property Details

APN / Parcel Number

Primary APN12-23-25-0100-00A-00000
Alternative APN
  • 1449839

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,323 sqft Living Area
1st Floor Area2,323 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2015
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeBlock
Roof MaterialShingle
Lot Area29,808 sqft (0.684 acres)
Lot Dimensions248 ft deep x 108 ft wide
Garage TypeFinished
Garage Area450 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area341 sqft
Patio Area216 sqft
Utility Building243 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1449839
Street Address11020 OLEANDER DR
CityCLERMONT
StateFL
Zip34711-8412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRESCENT COVE DEVELOPMENT FROM SW COR OF N 1/2 OF NW 1/4 OF SW 1/4 RUN N 205.83 FT N 52DEG 50MIN W 27 FT N 0DEG 08MIN W 257
Legal Range25E
Legal Township23S
Legal Section12
Legal SubdivisionCRESCENT COVE
Legal Tract100
Legal BlockA
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1002
Census Tract31323

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address11020 OLEANDER DR, CLERMONT, FL 34711-8412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
TOWN & COUNTRY BANC MORTGAGE SVCS INC
Nov 16, 2017Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2024 · Amount on Record
Deed SaleDec 4, 2024 · Amount on Record
Prior SaleNov 16, 2017 · Amount on Record
Deed Document Number2024141327
Deed Book / Page6440 / 1193
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address11020 OLEANDER DR, CLERMONT, FL 34711-8412
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address11020 OLEANDER DR, CLERMONT, FL 34711-8412
InvestorPossibly a Property Investor

Mortgage

Document Number0056250367
DateJan 21, 2021
Book Page5625/367
Instrument2021009006
Lender
NameTOWN & COUNTRY BANC MORTGAGE SVCS INC
TypeMortgage Company
AddressSPRINGFIELD, IL 62711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 16, 2017
Property Address11020 OLEANDER DR, CLERMONT, FL 34711-8412
Document Number0050271659
Book / Page5027 / 1659
Map ReferenceMB 12 PG 6
Instrument DateOct 31, 2017
Instrument2017122280
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyMETES AND BOUNDS TITLE COMPA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,757.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25305 COLLIGAN ST, 25305, MANHATTAN, IL 60442-1417

Transferred To (Grantee/Buyer)

NameVerified Name
Address11020 OLEANDER DR, CLERMONT, FL 34711-8412

Mortgage

Document Number2017122281
DateNov 16, 2017
Instrument2017122281
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$434,020 (+43.33%) Land $79,800 Building $354,220$434,020 (+43.33%) Land $79,800 Building $354,220
2024$4,849.00 (+5.62%)
2023$4,591.00 (+5.39%)$302,807 (+0.03%)$302,807 (+0.03%) Land $53,200 Building $249,607
2022$4,356.00$302,702$302,702 Land $53,200 Building $249,502

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE UTILITY SERVICES INC NORTH (8 WPS)
public/private · serves 24,798 people · EPA ID FL3354883
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Haloacetic acids
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
CenturyLink
Fiber · DSL in parts of the area
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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