11020 Meadow Terrace Dr, Santee, CA 92071 Property Records

San Diego County property record for 11020 Meadow Terrace Dr, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1959
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Dec 2009)
Tax Bill	$4,323 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`381-081-04-00`

Property Details

APN / Parcel Number

Primary APN	`381-081-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11020 MEADOW TERRACE DR
City	SANTEE
State	CA
Zip	92071-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 4 TR 004133
Legal Subdivision	MEADOW TERRACE
Legal Tract	004133
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	16703

Owner

11020 Meadow Terrace Dr is owned by two individuals who bought it in December 2009.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10800 WOODSIDE AVE, 193, SANTEE, CA 92071-3182
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 1, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Jul 26, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 14, 2018	Deed of Trust, Mortgage · VA Mortgage LOAN ONE
May 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage ASSENT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2009 · Amount on File
Deed Sale	Dec 30, 2009 · Amount on File
Prior Sale	Jul 13, 2006 · Amount on File
Deed Document Number	2009720063
Prior Transfer Date	Sep 12, 1995
Prior Transfer Doc	0000413348
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11020 MEADOW TERRACE DR, SANTEE, CA 92071-3232
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11020 MEADOW TERRACE DR, SANTEE, CA 92071-3232

Mortgage

Document Number	0000290309
Date	Oct 16, 2025
Instrument	2025-0290309

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11020 MEADOW TERRACE DR, SANTEE, CA 92071-3232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WEG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11020 MEADOW TERRACE DR, SANTEE, CA 92071-3232

Mortgage

Document Number	0000766944
Date	Dec 1, 2020
Instrument	2020-0766944

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11020 MEADOW TERRACE DR, SANTEE, CA 92071-3232
Document Number	0000116975
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11020 MEADOW TERRACE DR SANTEE CA 920713232, SANTEE, CA 92071-3232

Mortgage

Document Number	0000116975
Date	Mar 6, 2020
Instrument	116975

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11020 MEADOW TERRACE DR, SANTEE, CA 92071-3232
Document Number	0000320571
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11020 MEADOW TERRACE DR SANTEE CA 920713232, SANTEE, CA 92071-3232

Mortgage

Document Number	0000320571
Date	Aug 2, 2019
Instrument	320571

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11020 MEADOW TERRACE DR, SANTEE, CA 92071-3232
Document Number	0000106727
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Mar 23, 2018
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11020 MEADOW TERRACE DR SANTEE CA 920713232, SANTEE, CA 92071-3232

Mortgage

Document Number	0000106727
Date	Mar 19, 2018
Instrument	106727

Lender

Name	LOAN ONE
Type	Funding / Finance Company
Address	WESTERVILLE, OH 43081

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11020 MEADOW TERRACE DR, SANTEE, CA 92071-3232
Document Number	0000248030
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11020 MEADOW TERRACE DR SANTEE CA 920713232, SANTEE, CA 92071-3232

Mortgage

Document Number	0000248030
Date	Jun 2, 2017
Instrument	248030

Lender

Name	ASSENT INC
Address	18881 VON KARMAN AVE # 1075, IRVINE, CA 92612-8535

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11020 Meadow Terrace Dr was $4,323.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$362,061 (+2%) Land $187,940 Building $174,121
2025	$4,323.00	$354,962 Land $184,255 Building $170,707
2023	$4,144.00 (+0.75%)	$341,180 Land $177,101 Building $164,079
2022	$4,113.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11020 Meadow Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 11020 Meadow Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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