11020 E 16th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 11020 E 16th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,620 sqft · built 1955
Lot Size	0.17 acres (7,392 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,433 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45282.9002`

Property Details

APN / Parcel Number

Primary APN	`45282.9002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Finished Basement	600 sqft
Unfinished Basement	420 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,392 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11020 E 16TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-5694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	28 25 44 BEG 30FT S & 30FT W OF NECOR OF NW1/4 OF NW1/4 TH W100FT TH S75FT TH E100FT TH N75FT TO POB EXC RD
Legal Range	44
Legal Township	25
Legal Section	28
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1002
Census Tract	12802

Owner

11020 E 16th Ave is owned and occupied by two individuals who acquired it in May 2018.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11020 E 16TH AVE, SPOKANE VALLEY, WA 99206-5694
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
May 31, 2018	Quit Claim Deed, Transfer · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2009
Deed Sale	Aug 13, 2009
Prior Sale	Sep 15, 2008 · Amount on File
Deed Document Number	20095824340
Last Transfer Date	May 23, 2018
Transfer Doc	0006712081
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11020 E 16TH AVE, SPOKANE VALLEY, WA 99206-5694
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007149869
Date	Nov 15, 2021
Instrument	7149869

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11020 E 16TH AVE, SPOKANE VALLEY, WA 99206-5694
Document Number	0006857828
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11020 E 16TH AVE SPOKANE VALLEY WA 992065694, SPOKANE VALLEY, WA 99206-5694

Mortgage

Document Number	0006857828
Date	Oct 28, 2019
Instrument	6857828

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	May 31, 2018
Property Address	11020 E 16TH AVE, SPOKANE VALLEY, WA 99206-5694
Document Number	0006712081
Instrument Date	May 23, 2018
Instrument	6712081
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11020 E 16TH AVE SPOKANE VALLEY WA 992065694, SPOKANE VALLEY, WA 99206-5694

Mortgage

Document Number	6712082
Date	May 31, 2018
Instrument	6712082

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 30, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 11020 E 16th Ave was $3,433, up 2.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,433.00 (+2.57%)	$293,700 Land $105,000 Building $188,700	$293,700 Land $105,000 Building $188,700
2025	$3,347.00
2024		$270,400 (+28.7%) Land $80,000 Building $190,400	$270,400 (+28.7%) Land $80,000 Building $190,400
2023	$2,901.00 (+4.28%)	$210,100 Land $50,000 Building $160,100	$210,100 Land $50,000 Building $160,100
2022	$2,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11020 E 16th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11020 E 16th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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