11020 Charles Dr, Byron, MI 48418 Property Records

Genesee County property record for 11020 Charles Dr, Byron, MI 48418

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,264 sqft
Lot Size	0.081 acres (3,528 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2023)
Tax Bill	$7,096 (2025)
Deeds & Mortgages	Sep 2026 Transfer Jun 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01-32-526-007`

Property Details

APN / Parcel Number

Primary APN	`01-32-526-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	632 sqft
Basement Area	632 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	3,528 sqft (0.081 acres)
Lot Dimensions	101 ft deep x 35 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11020 CHARLES DR
City	BYRON
State	MI
Zip	48418-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 10 EXCEPT A PARCEL OF LAND BEG AT NE COR OF SAID LOT TH SLY TO SE COR OF SAID LOT TH WLY 3 FT TH NLY TO A POINT 25 FT ELY
Legal Subdivision	CROSBYS PLAT
Legal Lot Number	10
Jurisdiction	GENESEE MI
Township / Civil Division	ARGENTINE
Census Block Group	2
Census Block	2008
Census Tract	13001

Owner

Source: Genesee County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11020 CHARLES DR, BYRON, MI 48418-9007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 15, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ELGA CREDIT UNION
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK
Sep 19, 2019	Deed of Trust, Mortgage NOT AVAILABLE
Aug 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	Nov 16, 2015 · Amount on Record
Deed Document Number	202336791
Last Transfer Date	Sep 9, 2026
Transfer Doc	0000052532
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 14, 2026
Property Address	11020 CHARLES DR, BYRON, MI 48418-9007
Document Number	0000052532
Instrument Date	Sep 9, 2026
Instrument	2026091452532
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	11020 CHARLES DR, BYRON, MI 48418-9007

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 15, 2023
Property Address	11020 CHARLES DR, BYRON, MI 48418-9007
Document Number	0000036791
Map Reference	LB 8 PG 31
Instrument Date	Jun 9, 2023
Instrument	202306150036791
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11020 CHARLES DR, BYRON, MI 48418-9007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 GRANT ST, FENTON, MI 48430-1715

Mortgage

Document Number	0000036458
Date	Jun 13, 2023
Instrument	202306130036458

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

Interest

Index	6-Month T-Bill

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11020 CHARLES DR, BYRON, MI 48418-9007
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202005200036010
Date	May 20, 2020
Instrument	202005200036010

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11020 CHARLES DR, BYRON, MI 48418-9007
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	MERIDIAN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202005190035851
Date	May 19, 2020
Instrument	202005190035851

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11020 CHARLES DR, BYRON, MI 48418-9007
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102050008586
Date	Feb 5, 2021
Instrument	202102050008586

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11020 CHARLES DR, BYRON, MI 48418-9007
Document Number	0000060989
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 N LEROY ST FENTON MI 484303805, FENTON, MI 48430-3805

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 20, 2019
Property Address	11020 CHARLES DR, BYRON, MI 48418-9007
Document Number	0000055258
Instrument Date	Aug 6, 2019
Instrument	55258
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1478 SHIRLEY ST FLINT MI 485324056, FLINT, MI 48532-4056

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Argentine Township
Unified School District	Byron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,100 (-1.46%) Land $16,900 Building $213,200	$460,200 (-1.46%) Land $33,800 Building $426,400
2025	$7,096.00 (+3.5%) Homeowner's exemption	$233,500 (+16.23%)	$467,000 (+16.23%)
2024	$6,856.00 (+533.06%)
2023		$200,900 (+16.46%)	$401,800 (+16.46%)
2022		$172,500	$345,000
2019	$1,083.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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