1102 Zora Dr, Temple, TX 76504 Property Records

Bell County property record for 1102 Zora Dr, Temple, TX 76504

Property Summary

Property TypeDuplex
Details2,644 sqft · built 2023
Lot Size0.172 acres (7,497 sqft)
OwnerCompany Name on Record
Tax Bill$8,035 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0093394121

Property Details

APN / Parcel Number

Primary APN0093394121
Alternative APN
  • 504689

Interior

Stories1 Story
Building Area2,644 sqft Living Area
1st Floor Area2,644 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleDuplex Single
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,497 sqft (0.172 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area68 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1102 ZORA DR
CityTEMPLE
StateTX
Zip76504-8692
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionPECAN CREEK SOUTH PHASE II, BLOCK 008, LOT 0020
Legal SubdivisionPECAN CREEK SOUTH PHASE II
Legal Block8
Legal Lot Number20
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group2
Census Block2002
Census Tract20900

Owner

Source: Bell County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address410 N PATTERSON AVE, FLORENCE, TX 76527-4028
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

May 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateMay 17, 2021
Property Address1102 ZORA DR, TEMPLE, TX 76504-8692
Document Number0000030486
Map ReferenceDOC 2021001329 A&B
Instrument DateMay 11, 2021
Instrument2021030486
Transaction TypeTransfer
Record UpdatedNov 10, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 ILLINOIS AVE STE 100, 100, KILLEEN, TX 76543-5372

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N PATTERSON AVE, FLORENCE, TX 76527-4028

Mortgage

Document Number0000030487
DateMay 17, 2021
Instrument2021030487
Lender
NameCITIZENS NATIONAL BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueMay 11, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,035.00 (+1,153.51%)$210,823 (+652.94%) Land $45,000 Building $165,823$210,823 (+652.94%) Land $45,000 Building $165,823
2023$641.00 (-23.51%)$28,000 Land $28,000$28,000 Land $28,000
2022$838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–2014)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
SOS Communications
Fixed Wireless
100 / 20

May also be available: Nextlink.

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