1102 Zahara St, Bowie, TX 76230 Property Records

Montague County property record for 1102 Zahara St, Bowie, TX 76230

Property Summary

Property Type	Single Family Home
Details	1,592 sqft · built 1995
Lot Size	0.543 acres (23,674 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jun 2026)
Tax Bill	$5,599 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000000357`

Property Details

APN / Parcel Number

Primary APN	`R000000357`
Alternative APN	`10008.0000.0131.0000`

Interior

Stories	1 Story
Building Area	1,592 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	23,674 sqft (0.543 acres)
Garage Area	462 sqft
Porch	Porch
Porch Area	12 sqft
Patio Area	300 sqft

Location & Zoning

Account Number	10008.0000.0131.0000
Street Address	1102 ZAHARA ST
City	BOWIE
State	TX
Zip	76230-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 131 ALJO
Legal Subdivision	ALJO SUBDIVISION
Legal Lot Number	131
Jurisdiction	MONTAGUE TX
Township / Civil Division	BOWIE
Census Block Group	1
Census Block	1019
Census Tract	950502

Owner

Source: Montague County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1102 ZAHARA ST, BOWIE, TX 76230-3311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed, Transfer · VA Mortgage SWBC MORTGAGE CORPORATION
Sep 15, 2020	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 19, 2018	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Sep 15, 2020 · Amount on Record
Deed Document Number	20262499
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	0000003942
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTAGUE TX
Recording Date	Jun 23, 2026
Property Address	1102 ZAHARA ST, BOWIE, TX 76230-3311
Document Number	0000002499
Instrument Date	Jun 22, 2026
Instrument	20262499
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 ZAHARA ST, BOWIE, TX 76230-3311

Mortgage

Document Number	0000002500,
Date	Jun 23, 2026
Instrument	20262500

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Sep 15, 2020
Property Address	1102 ZAHARA ST, BOWIE, TX 76230-3311
Document Number	2003942
Map Reference	VOL 642 PG 523
Instrument Date	Sep 11, 2020
Instrument	2003942
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1835 UPPER MONTAGUE RD, 1835, BOWIE, TX 76230-6838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 ZAHARA ST, BOWIE, TX 76230-3311

Mortgage

Document Number	2003943
Date	Sep 15, 2020
Instrument	2003943

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Jan 19, 2018
Property Address	1102 ZAHARA ST, BOWIE, TX 76230-3311
Document Number	1800287
Map Reference	VOL 642 PG 523
Instrument Date	Jan 17, 2018
Instrument	1800287
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9809 IOH AVE, 9809, LUBBOCK, TX 79424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 ZAHARA ST, BOWIE, TX 76230-3311

Mortgage

Document Number	1800288
Date	Jan 19, 2018
Instrument	1800288

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bowie City
County	Montague County
Unified School District	Bowie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,599.00 (+325.13%)	$296,880 (+11.76%) Land $25,590 Building $271,290	$296,880 (+11.76%) Land $25,590 Building $271,290
2025	$1,317.00 (+12.66%)	$265,640 (+8.95%) Land $25,590 Building $240,050	$265,640 (+8.95%) Land $25,590 Building $240,050
2023		$243,820 Land $25,590 Building $218,230	$243,820 Land $25,590 Building $218,230
2022	$1,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOWIE serves 5,534 people · EPA ID TX1690001
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comcell Fiber · Fixed Wireless	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Vyve Broadband Cable	1,000 / 50

May also be available: AMA TechTel Communications, AT&T.

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