1102 Wayne St, South Bend, IN 46615 Property Records

St. Joseph County property record for 1102 Wayne St, South Bend, IN 46615

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,904 sqft · built 1925
Lot Size	0.203 acres (8,858 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,442 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`71-09-07-156-001.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-09-07-156-001.000-026`
Alternative APN	`01861083859`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
Gross Area	2,631 sqft
1st Floor Area	2,856 sqft
Attic	Attic
Attic Area	952 sqft
Basement Area	952 sqft
Finished Basement	425 sqft
Unfinished Basement	527 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Block Painted
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,858 sqft (0.203 acres)
Lot Dimensions	74 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	401 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1102 WAYNE ST
City	SOUTH BEND
State	IN
Zip	46615-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 136 EX TRI PC SELY END SUNNYMEDE 1ST
Legal Subdivision	SUNNYMEDE 1ST
Legal Lot Number	136
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1020
Census Tract	1600

Owner

Source: St. Joseph County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1102 WAYNE ST, SOUTH BEND, IN 46615-1051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Jun 5, 2019	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019
Deed Sale	Jun 5, 2019
Prior Sale	May 7, 2014 · Amount on Record
Deed Document Number	201912654
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 10, 2026
Property Address	1102 WAYNE ST, SOUTH BEND, IN 46615-1051
Document Number	0000017864
Instrument Date	Jul 6, 2026
Instrument	202617864
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 WAYNE ST, SOUTH BEND, IN 46615-1051

Mortgage

Document Number	0000017864,
Date	Jul 10, 2026
Instrument	202617864

Lender

Name	LAKE CITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 5, 2019
Property Address	1102 WAYNE ST, SOUTH BEND, IN 46615-1051
Document Number	0001912654
Map Reference	PB 11 PG 202
Instrument Date	May 13, 2019
Instrument	1912654
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 WAYNE ST, SOUTH BEND, IN 46615-1051

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,442.00 (+10.06%)	$395,800 (+41.51%) Land $71,600 Building $324,200	$395,800 (+41.51%) Land $71,600 Building $324,200
2024	$4,036.00 (+19.02%)
2023	$3,391.00 (+11.47%)	$279,700 (+12.15%) Land $71,600 Building $208,100	$279,700 (+12.15%) Land $71,600 Building $208,100
2022	$3,042.00 Homeowner's exemption	$249,400 Land $71,600 Building $177,800	$249,400 Land $71,600 Building $177,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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