1102 W 12th St, Bonham, TX 75418 Property Records

Fannin County property record for 1102 W 12th St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,856 sqft · built 1930
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,826 (Apr 2023)
Tax Bill	$4,736 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2005 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9425-002-0012-05`

Property Details

APN / Parcel Number

Primary APN	`9425-002-0012-05`
Alternative APN	`91429`

Interior

Full Baths	2 Baths
Building Area	1,856 sqft Living Area
1st Floor Area	1,793 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 105 ft wide
Garage Area	660 sqft
Porch	Porch
Porch Area	124 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9425-002-0012-05
Street Address	1102 W 12TH ST
City	BONHAM
State	TX
Zip	75418-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRAWFORD ADDN, BLOCK 2, LOT S PT 1A & 2A
Legal Subdivision	MARY MCDONALD SURVEY ABST 727
Legal Block	2
Legal Lot Number	S
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1018
Census Tract	950401

Owner

Source: Fannin County records, as of May 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1102 W 12TH ST, BONHAM, TX 75418-2830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 14, 2005	Deed of Trust, Mortgage · Line of Credit BONHAM STATE BANK
Apr 17, 2023	Vendor's Lien, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 7, 2020	Vendor's Lien, Transfer · FHA Mortgage PRIMELENDING
Jul 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	20232296
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1102 W 12TH ST, BONHAM, TX 75418-2830
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021007085
Date	Sep 28, 2021
Instrument	2021007085

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1102 W 12TH ST, BONHAM, TX 75418-2830
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01127/0547
Date	Jan 14, 2005
Book Page	1127/0547
Instrument	2005-0302

Lender

Name	BONHAM STATE BANK
Address	BONHAM, TX 75418

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 7, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Apr 17, 2023
Property Address	1102 W 12TH ST, BONHAM, TX 75418-2830
Document Number	2023002296
Map Reference	VOL 1968 PG 308
Instrument Date	Apr 14, 2023
Instrument	2023002296
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 POLK ROAD 171, MENA, AR 71953-9582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 W 12TH ST, BONHAM, TX 75418-2830

Mortgage

Document Number	2023002297
Date	Apr 17, 2023
Instrument	2023002297

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Dec 7, 2020
Property Address	1102 W 12TH ST, BONHAM, TX 75418-2830
Document Number	2020007701
Instrument Date	Dec 4, 2020
Instrument	2020007701
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 CYPRESS GARDEN DR, MC KINNEY, TX 75071-6426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 W 12TH ST, BONHAM, TX 75418-2830
Investor	Possibly a Property Investor

Mortgage

Document Number	2020007702
Date	Dec 7, 2020
Instrument	2020007702

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Jul 7, 2017
Property Address	1102 W 12TH ST, BONHAM, TX 75418-2830
Document Number	01968/0308
Book / Page	1968 / 0308
Map Reference	MB 182 PG 488
Instrument Date	Jun 30, 2017
Instrument	2017-3784
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CYPRESS GARDEN DR, MC KINNEY, TX 75071-6426
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,736.00 (+16.51%) Homeowner's exemption	$244,160 (-1.63%) Land $38,840 Building $205,320	$244,160 (-1.63%) Land $38,840 Building $205,320
2024	$4,065.00 (+750.42%)
2023		$248,200 Land $25,930 Building $222,270	$248,200 Land $25,930 Building $222,270
2018	$478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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