1102 Victory St, Buchanan, MI 49107 Property Records

Berrien County property record for 1102 Victory St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1935
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$108,680 (May 2021)
Tax Bill	$1,519 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58-2000-0365-00-0`

Property Details

APN / Parcel Number

Primary APN	`58-2000-0365-00-0`
Alternative APN	`11-58-2000-0365-00-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1102 VICTORY ST
City	BUCHANAN
State	MI
Zip	49107-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOT 6 BLK 16 ENGLISH & HOLMES ADD TO CITY OF BUCHANAN
Legal Subdivision	ENGLISH & HOLMES ADD
Legal Block	16
Legal Lot Number	6
Legal Unit	6
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	2
Census Block	2003
Census Tract	20200

Owner

1102 Victory St is owned and occupied by an individual who bought it in May 2021.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1102 VICTORY ST, BUCHANAN, MI 49107-1448
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Line of Credit UNITED FCU
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage CIRCLE FCU
Jul 13, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021 · Amount on File
Deed Sale	May 3, 2021 · Amount on File
Prior Sale	Jul 13, 2017 · Amount on File
Deed Book / Page	3325 / 1755
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1102 VICTORY ST, BUCHANAN, MI 49107-1448
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03420/4242
Date	Feb 22, 2024
Book Page	3420/4242
Instrument	2024398474

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 23, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 3, 2021
Property Address	1102 VICTORY ST, BUCHANAN, MI 49107-1448
Document Number	03325/1755
Book / Page	3325 / 1755
Map Reference	LB 3 PG 41
Instrument Date	Apr 23, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 VICTORY ST, BUCHANAN, MI 49107-1448

Mortgage

Document Number	0033251756
Date	May 3, 2021
Instrument	3325/1756

Lender

Name	CIRCLE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 13, 2017
Property Address	1102 VICTORY ST, BUCHANAN, MI 49107-1448
Document Number	03177/1966
Book / Page	3177 / 1966
Map Reference	LB3 PG41
Instrument Date	Jul 12, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 VICTORY ST, BUCHANAN, MI 49107-1448
Investor	Possibly a Property Investor

Mortgage

Document Number	0031771967
Date	Jul 13, 2017
Instrument	3177/1967

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1102 Victory St was $1,519 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,000	$108,000
2025	$1,519.00
2023		$38,200	$76,400
2022	$1,409.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1102 Victory St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1102 Victory St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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