Sherburne County property record for 1102 University Dr SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.169 acres (7,372 sqft) |
| Owner | Individual Name on File |
| Last Sale | $107,800 (Oct 2022) |
| Tax Bill | $2,638 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Nov 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-401-9740 |
| Primary APN | 85-401-9740 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,372 sqft (0.169 acres) |
|---|
| Street Address | 1102 UNIVERSITY DR SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7, BLK 97 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | EAST SAINT CLOUD |
| Legal Block | 97 |
| Legal Lot Number | 7 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 31500 |
1102 University Dr SE is owned by an individual who bought it in October 2022.
Source: Sherburne County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 946 37TH AVE N, SAINT CLOUD, MN 56303-2149 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Nov 4, 2022 | Special Warranty Deed, Transfer |
| Nov 4, 2022 | Warranty Deed, Transfer THE HOUSING AND REDEVELOPMENT AUTHO |
| Nov 10, 2021 | Warranty Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2022 · Amount on File |
| Deed Sale | Oct 18, 2022 · Amount on File |
| Prior Sale | Nov 10, 2021 · Amount on File |
| Deed Document Number | 20221485264 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1102 UNIVERSITY DR SE, SAINT CLOUD, MN 56304-1962 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | QUDARY TITLE, QUARRY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000953493 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 953493 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Nov 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Nov 4, 2022 |
| Property Address | 1102 UNIVERSITY DR SE, SAINT CLOUD, MN 56304-1962 |
| Document Number | 0000950537 |
| Instrument Date | Oct 18, 2022 |
| Instrument | 950537 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 946 37TH AVE N, SAINT CLOUD, MN 56303-2149 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Nov 4, 2022 |
| Property Address | 1102 UNIVERSITY DR SE, SAINT CLOUD, MN 56304-1962 |
| Document Number | 0000950518 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 950518 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1001 8TH AVE SE, SAINT CLOUD, MN 56304-1601 |
| Document Number | 0000950520 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 950520 |
| Name | THE HOUSING AND REDEVELOPMENT AUTHO |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Nov 10, 2021 |
| Property Address | 1102 UNIVERSITY DR SE, SAINT CLOUD, MN 56304-1962 |
| Document Number | 0000932061 |
| Instrument Date | Nov 8, 2021 |
| Instrument | 932061 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837 |
| Name | Verified Name |
|---|---|
| Address | 3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042 |
The 2025 property tax bill for 1102 University Dr SE was $2,638.
Source: Sherburne County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,638.00 | $179,900 Land $40,000 Building $139,900 | $179,900 Land $40,000 Building $139,900 |
| 2023 | $1,802.00 | $177,200 Land $30,000 Building $147,200 | |
| 2021 | $177,200 Land $30,000 Building $147,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1102 University Dr SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1102 University Dr SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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