1102 Timber Run, O Fallon, IL 62269 Property Records

St. Clair County property record for 1102 Timber Run, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,368 sqft · built 1989
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2026)
Tax Bill	$7,718 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2022 Sale & Mortgage + 4 more
APN	`04-20-0-208-017`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-208-017`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,368 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Mixed
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	912 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1102 TIMBER RUN
City	O FALLON
State	IL
Zip	62269-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHWOODS 2ND ADDITION LOT/SEC-76 PT SE NE SEC 20 A02753744
Legal Subdivision	NORTHWOODS 2ND ADDITION
Legal Block	208
Legal Lot Number	76
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1006
Census Tract	504351

Owner

Source: St. Clair County records · APN 04-20-0-208-017

Assessment roll updated August 28, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1102 TIMBER RUN, O FALLON, IL 62269-3127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · VA Mortgage TOWN & COUNTRY TITLE
Jul 21, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Mar 02, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BRANCH BANKING AND TRUST CO
Oct 16, 2017	Quit Claim Deed, Transfer COMMUNITY TITLE
Oct 12, 2017	Warranty Deed, Transfer · FHA Mortgage GERSHMAN MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Jul 21, 2022 · Amount on Record
Deed Document Number	2026A02887666
Prior Transfer Date	Oct 10, 2017
Prior Transfer Doc	00A2555138
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 26, 2026
Property Address	1102 TIMBER RUN, O FALLON, IL 62269-3127
Document Number	0002887666
Instrument Date	Jun 22, 2026
Instrument	20262887666
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 TIMBER RUN, O FALLON, IL 62269-3127

Mortgage

Date	Jun 26, 2026

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 21, 2022
Property Address	1102 TIMBER RUN, O FALLON, IL 62269-3127
Document Number	0A02753747
Map Reference	MB 81 PG 38&39
Instrument Date	Jul 08, 2022
Instrument	A02753747
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 LANGLEY ST, COLORADO SPRINGS, CO 80916-5252
Investor	Possibly a Property Investor

Mortgage

Document Number	0A02753748
Date	Jul 21, 2022
Instrument	A02753748

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Fixed Rate
Rate	4.75%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1102 TIMBER RUN, O FALLON, IL 62269-3127
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02708056
Date	Jul 15, 2021
Instrument	A02708056

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Address	PALATINE, IL 60067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1102 TIMBER RUN, O FALLON, IL 62269-3127
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02689621
Date	Mar 02, 2021
Instrument	A02689621

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	2607

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Dec 01, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 16, 2017
Property Address	1102 TIMBER RUN, O FALLON, IL 62269-3127
Document Number	00A2555138
Instrument Date	Oct 10, 2017
Instrument	2555138
Transaction Type	Transfer
Record Updated	Dec 05, 2017
Title Company	COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1102 TIMBER RUN O FALLON IL 622693127, O FALLON, IL 62269-3127

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 12, 2017
Property Address	1102 TIMBER RUN, O FALLON, IL 62269-3127
Document Number	00A2554836
Instrument Date	Oct 10, 2017
Instrument	2554836
Transaction Type	Transfer
Record Updated	Dec 06, 2017
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 EDGEWOOD DR O FALLON IL 622692860, O FALLON, IL 62269-2860

Mortgage

Document Number	A2554837
Date	Oct 12, 2017
Instrument	2554837

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2047

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,718.00	$111,892 (+22.55%) Land $31,802 Building $80,090	$335,676 (+22.55%) Land $95,406 Building $240,270
2022		$91,303 Land $25,950 Building $65,353	$273,909 Land $77,850 Building $196,059

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 84 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	O FALLON serves 46,603 people
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

1102 Timber Run, O Fallon, IL 62269 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Cell Coverage

Drinking Water

Violations Reported to EPA

Nearby Properties on Timber Run

Nearby Streets

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