1102 Thomas Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1102 Thomas Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,042 sqft · built 1909
Lot Size	0.113 acres (4,920 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Sep 2024)
Tax Bill	$3,072 (2025)
Deeds & Mortgages	Jul 2019 Sale & Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-29-23-14-0003`

Property Details

APN / Parcel Number

Primary APN	`34-29-23-14-0003`
Alternative APNs	`8312563` `352907`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,042 sqft Living Area
1st Floor Area	695 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,920 sqft (0.113 acres)
Lot Dimensions	123 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	352907
Street Address	1102 THOMAS AVE
City	SAINT PAUL
State	MN
Zip	55104-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANBORNS MIDWAY ADDITION,TO S LOT 3 BLK 1
Legal Range	23
Legal Township	29
Legal Section	34
Legal Subdivision	SANBORNS MIDWAY ADDITION,TO S
Legal Block	1
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3000
Census Tract	32300

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1102 THOMAS AVE, SAINT PAUL, MN 55104-2536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Warranty Deed, Construction Loan · Line of Credit BRIDGEWATER BK
Mar 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2024 · Amount on Record
Deed Sale	Sep 20, 2024 · Amount on Record
Prior Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	20245039456
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 19, 2019
Property Address	1102 THOMAS AVE, SAINT PAUL, MN 55104-2536
Document Number	0004765096
Instrument Date	Jun 25, 2019
Instrument	4765096
Transaction Type	Construction Loan
Record Updated	Aug 2, 2019
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,377.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3328 E LAKE ST MINNEAPOLIS MN 554062032, MINNEAPOLIS, MN 55406-2032

Mortgage

Document Number	2642237
Date	Jul 19, 2019
Instrument	2642237

Lender

Name	BRIDGEWATER BK
Type	Bank
Address	BLOOMINGTON, MN 55439

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 18, 2024

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	2642239,
Date	Jul 19, 2019
Instrument	2642239

Lender

Name	BRIDGEWATER BK
Type	Bank
Address	BLOOMINGTON, MN 55439

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 18, 2024

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1102 THOMAS AVE, SAINT PAUL, MN 55104-2536
Document Number	0004653037
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	May 8, 2017
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 THOMAS AVE ST PAUL MN 551042536, ST PAUL, MN 55104-2536

Mortgage

Document Number	0004653037
Date	Apr 3, 2017
Instrument	4653037

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,400 (-0.54%) Land $31,500 Building $261,900	$293,400 (-0.54%) Land $31,500 Building $261,900
2025	$3,072.00 (-5.48%)	$295,000 (+51.75%) Land $31,500 Building $263,500	$295,000 (+51.75%) Land $31,500 Building $263,500
2024	$3,250.00 (+3.83%)
2023	$3,130.00	$194,400 Land $31,500 Building $162,900	$194,400 Land $31,500 Building $162,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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