Pender County property record for 1102 Terraces Ln, Hampstead, NC 28443 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,984 sqft · built 2023 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Apr 2024) |
| Tax Bill | $2,120 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4215-97-0748-0000 |
| Primary APN | 4215-97-0748-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,984 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 000058490 |
|---|---|
| Street Address | 1102 TERRACES LN |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 23 PB 69/105 THE TERRACES PH 2 |
| Legal Subdivision | THE TERRACES |
| Legal Phase | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 920104 |
Source: Pender County records · APN 4215-97-0748-0000
Assessment roll updated January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1102 TERRACES LN, HAMPSTEAD, NC 28443-7268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 03, 2024 | Warranty Deed, Subdivision Related Transfer · VA Mortgage BOXCAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2024 · Amount on Record |
| Deed Sale | Apr 03, 2024 · Amount on Record |
| Deed Document Number | 202420126895 |
| Deed Book / Page | 4833 / 2485 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 1102 TERRACES LN, HAMPSTEAD, NC 28443-7268 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1102 TERRACES LN, HAMPSTEAD, NC 28443-7268 |
| Document Number | 0048871324 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 4887/1324 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Apr 03, 2024 |
| Property Address | 1102 TERRACES LN, HAMPSTEAD, NC 28443-7268 |
| Document Number | 0048332485 |
| Book / Page | 4833 / 2485 |
| Map Reference | MB 69 PG 105 |
| Instrument Date | Mar 20, 2024 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 402 N 4TH ST, BATON ROUGE, LA 70802-5506 |
| Name | Verified Name |
|---|---|
| Address | 1102 TERRACES LN, HAMPSTEAD, NC 28443-7268 |
| Document Number | 0048332488 |
|---|---|
| Date | Apr 03, 2024 |
| Instrument | 4833-2488 |
| Name | BOXCAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Surf City Town |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,120.00 | $499,204 (+1,057.71%) Land $29,138 Building $470,066 | $499,204 (+1,057.71%) Land $29,138 Building $470,066 |
| 2023 | $43,120 Land $43,120 | $43,120 Land $43,120 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419201042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 136 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 4 (2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2018, tidal / storm surge, Hurricane Florence |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 847 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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