1102 Simmons Gap Rd, Dyke, VA 22935 Property Records

Albemarle County property record for 1102 Simmons Gap Rd, Dyke, VA 22935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,268 sqft · built 1900
Lot Size	2.08 acres (90,910 sqft)
Owner	Individual Name on Record
Last Sale	$196,000 (Sep 2018)
Tax Bill	$2,686 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00900-00-00-023A0`

Property Details

APN / Parcel Number

Primary APN	`00900-00-00-023A0`
Alternative APN	`1505`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,268 sqft Finished Area
Basement Area	1,268 sqft
Finished Basement	1,268 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	90,910 sqft (2.08 acres)

Exterior Amenities

Porch	Porch
Porch Area	280 sqft
Deck Area	471 sqft
Patio Area	289 sqft
Kennel	Kennel
Storage Building	128 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	1102 SIMMONS GAP RD
City	DYKE
State	VA
Zip	22935-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE 2
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1015
Census Tract	10100

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1102 SIMMONS GAP RD, DYKE, VA 22935-1103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Nov 11, 2019	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE
Sep 18, 2018	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Nov 22, 2013 · Amount on Record
Deed Document Number	201810473
Deed Book / Page	5095 / 735
Prior Transfer Date	Jan 24, 2014
Prior Transfer Doc	201400000684
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1102 SIMMONS GAP RD, DYKE, VA 22935-1103
Document Number	0000012295
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1102 SIMMONS GAP RD DYKE VA 229351103, DYKE, VA 22935-1103

Mortgage

Document Number	0000012295
Date	Sep 10, 2020
Book Page	005384/000233
Instrument	12295

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1102 SIMMONS GAP RD, DYKE, VA 22935-1103
Document Number	0000012762
Instrument Date	Nov 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1102 SIMMONS GAP RD DYKE VA 229351103, DYKE, VA 22935-1103

Mortgage

Document Number	0000012762
Date	Nov 19, 2019
Book Page	005244/000663
Instrument	12762

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 18, 2018
Property Address	1102 SIMMONS GAP RD, DYKE, VA 22935-1103
Document Number	0000010473
Book / Page	005095 / 000735
Instrument Date	Sep 10, 2018
Instrument	10473
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1102 SIMMONS GAP RD DYKE VA 229351103, DYKE, VA 22935-1103

Mortgage

Document Number	10474
Date	Sep 18, 2018
Book Page	005095/000738
Instrument	10474

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,686.00 (+6.93%)	$300,500 (+6.94%) Land $72,700 Building $227,800	$300,500 (+6.94%) Land $72,700 Building $227,800
2025	$2,512.00 (+10.27%)	$281,000 (+5.32%) Land $72,700 Building $208,300	$281,000 (+5.32%) Land $72,700 Building $208,300
2023	$2,278.00	$266,800 Land $72,700 Building $194,100	$266,800 Land $72,700 Building $194,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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