1102 S Main St, Hampstead, MD 21074 Property Records

Carroll County property record for 1102 S Main St, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,682 sqft · built 1927
Lot Size	0.221 acres (9,605 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jul 2017)
Tax Bill	$3,266 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-031010`

Property Details

APN / Parcel Number

Primary APN	`08-031010`
Alternative APNs	`8031010` `031010`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,682 sqft Total Area
Basement Area	72 sqft
Unfinished Basement	72 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Brick
Roof Material	Metal
Lot Area	9,605 sqft (0.221 acres)
Garage Type	Detached
Garage Area	306 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	398 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	031010
Street Address	1102 S MAIN ST
City	HAMPSTEAD
State	MD
Zip	21074-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES O
Legal Description	LT - 9605 SQ FT 1102 S MAIN ST HAMPSTEAD
Legal Subdivision	HAMPSTEAD
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	3
Census Block	3000
Census Tract	508200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1102 S MAIN ST, HAMPSTEAD, MD 21074-2255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 6, 2017	Grant Deed, Transfer · Conventional with PMI FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2017 · Amount on Record
Deed Sale	Jul 6, 2017 · Amount on Record
Deed Document Number	20178741-0166
Deed Book / Page	8741 / 166
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1102 S MAIN ST, HAMPSTEAD, MD 21074-2255
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104860449
Date	Oct 7, 2021
Book Page	10486/449

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 1, 2041

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 6, 2017
Property Address	1102 S MAIN ST, HAMPSTEAD, MD 21074-2255
Document Number	0087410166
Book / Page	008741 / 000166
Instrument Date	Jun 27, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	IMORTGAGE SERVICES LLC, IMORTGAGE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 S MAIN ST HAMPSTEAD MD 210742255, HAMPSTEAD, MD 21074-2255

Mortgage

Document Number	87410172
Date	Jul 6, 2017
Book Page	008741/000172

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	HAMPSTEAD, MD 21074-2029

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,266.00 (+5.53%) Homeowner's exemption	$252,833 (+21.69%)	$291,500 (+24.84%) Land $101,400 Building $190,100
2025	$3,095.00 (+10.38%) Homeowner's exemption
2023	$2,804.00 Homeowner's exemption	$207,767	$233,500 Land $76,400 Building $157,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Quantum Internet & Telephone.

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