1102 S D Rd, Phillips, NE 68865 Property Records

Hamilton County property record for 1102 S D Rd, Phillips, NE 68865

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,092 sqft · built 1925
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (May 2007)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Apr 2010 Mortgage May 2010 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`3441-10-3-00000-000-0109`

Property Details

APN / Parcel Number

Primary APN	`3441-10-3-00000-000-0109`
Alternative APN	`410019615`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	2,039 sqft
Finished Basement	905 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	74,052 sqft (1.7 acres)

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	256 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1102 S D RD
City	PHILLIPS
State	NE
Zip	68865-2126
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	PT SW 1/4 SW 1/4
Legal Range	08
Legal Township	10
Legal Section	10
Jurisdiction	HAMILTON NE
Township / Civil Division	5
Census Block Group	2
Census Block	2106
Census Tract	969200

Owner

Source: Hamilton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1102 S D RD, PHILLIPS, NE 68865-2126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2010	Deed of Trust, Mortgage · USDA Mortgage USDA
May 5, 2010	Deed of Trust, Mortgage · USDA Mortgage USDA
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2007 · Amount on Record
Deed Sale	May 4, 2007 · Amount on Record
Deed Document Number	2007623
Deed Book / Page	93 / 412
Last Transfer Date	Apr 18, 2008
Transfer Doc	000094/593
Record Updated	Oct 29, 2026

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	1102 S D RD, PHILLIPS, NE 68865-2126
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000260/177
Date	Apr 28, 2010
Book Page	260/177
Instrument	201000786

Lender

Name	USDA
Type	Government Agency
Address	LINCOLN, NE 68510

Agreement

Type	USDA Mortgage

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	1102 S D RD, PHILLIPS, NE 68865-2126
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000260/208
Date	May 5, 2010
Book Page	260/208
Instrument	201000842

Lender

Name	USDA
Type	Government Agency
Address	LINCOLN, NE 68510

Agreement

Type	USDA Mortgage

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	1102 S D RD, PHILLIPS, NE 68865-2126
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	338/86
Date	Jan 20, 2021
Book Page	338/86
Instrument	2021-00135

Lender

Name	CORNERSTONE BANK
Type	Bank
Address	AURORA, NE 68818

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,275 (+8.69%) Land $48,100 Building $143,175	$191,275 (+8.69%) Land $48,100 Building $143,175
2025	$1,060.00 (-33.25%)	$175,985 (+11.75%) Land $48,100 Building $127,885	$175,985 (+11.75%) Land $48,100 Building $127,885
2023	$1,588.00	$157,480 Land $42,480 Building $115,000	$157,480 Land $42,480 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

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