1102 S Cherry St, Albany, IL 61230 Property Records

Whiteside County property record for 1102 S Cherry St, Albany, IL 61230

Property Summary

Property Type	Single Family Home
Details	1,596 sqft · built 1980
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Nov 2023)
Tax Bill	$4,319 (2025)
Deeds & Mortgages	Nov 2023 Foreclosure Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0626281004`

Property Details

APN / Parcel Number

Primary APN	`0626281004`
Alternative APNs	`105679` `116944`

Interior

Building Area	1,596 sqft Building Perimeter
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	125 ft deep x 143 ft wide
Garage Area	528 sqft

Location & Zoning

Account Number	116944
Street Address	1102 S CHERRY ST
City	ALBANY
State	IL
Zip	61230-9659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOWER ALBANY RESUB OF OUTLOT 11 LOT 8 52600X
Legal Subdivision	LOWER ALBANY RESUB
Legal Lot Number	8
Jurisdiction	WHITESIDE IL
Township / Civil Division	ALBANY
Census Block Group	4
Census Block	4027
Census Tract	400

Owner

1102 S Cherry St is owned and occupied by an individual who bought it in November 2023.

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1102 S CHERRY ST, ALBANY, IL 61230-9659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Trustee's Deed, Foreclosure Foreclosure Auction
Jul 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2023 · Amount on File
Deed Sale	Nov 29, 2023 · Amount on File
Prior Sale	Sep 1, 2009 · Amount on File
Deed Document Number	20235841
Prior Transfer Date	Jul 21, 2020
Prior Transfer Doc	0000004435
Record Updated	Sep 20, 2026

November 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 29, 2023
Property Address	1102 S CHERRY ST, ALBANY, IL 61230-9659
Document Number	0000005841
Instrument Date	Nov 27, 2023
Instrument	2023-05841
Transaction Type	Foreclosure
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 S CHERRY ST, ALBANY, IL 61230-9659

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 23, 2020
Property Address	1102 S CHERRY ST, ALBANY, IL 61230-9659
Document Number	0000004435
Instrument Date	Jul 21, 2020
Instrument	4435
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1102 S CHERRY ST ALBANY IL 612309659, ALBANY, IL 61230-9659

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1102 S CHERRY ST, ALBANY, IL 61230-9659
Document Number	0000004228
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 S CHERRY ST ALBANY IL 612309659, ALBANY, IL 61230-9659

Mortgage

Document Number	0000004228
Date	Jul 15, 2020
Instrument	4228

Lender

Name	FARMERS NAT'L BK
Type	Bank
Address	MORRISON, IL 61270

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 14, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1102 S Cherry St was $4,319.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Albany Village
County	Whiteside County
County Subdivision	Albany Township
Unified School District	River Bend Community Unit District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,319.00	$52,551 Land $3,931 Building $48,620
2024			$157,653 Land $11,793 Building $145,860
2022	$2,940.00 Additional exemption filed	$40,300 Land $5,667 Building $34,633	$120,900 Land $17,001 Building $103,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1102 S Cherry St in Zone X, an area of minimal flood risk, though there have been 45 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	45 (1986–2023)
Claims Outside the SFHA	8 of 45
Most Recent Claim	May 2023 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2019 · 3 claims Flooding, Apr 2001 · 9 claims Severe Storms & Flooding, Jul 1993 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1102 S Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY serves 846 people · EPA ID IL1950050
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Sep 2024
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Cherry St

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