1102 S 38th St, Temple, TX 76501 Property Records

Bell County property record for 1102 S 38th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,189 sqft · built 1974
Lot Size	0.205 acres (8,969 sqft)
Owner	Individual Name on Record
Tax Bill	$415 (2023)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0040290000`

Property Details

APN / Parcel Number

Primary APN	`0040290000`
Alternative APNs	`875698` `94697`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,189 sqft Living Area
1st Floor Area	1,189 sqft

Exterior

Year Built	Built 1974
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,969 sqft (0.205 acres)
Lot Dimensions	130 ft deep x 69 ft wide
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	875698
Street Address	1102 S 38TH ST
City	TEMPLE
State	TX
Zip	76501-6239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	CRESTVIEW HEIGHTS REPLAT, BLOCK 001, LOT 1, PT 2, (N 8.81' OF 2), UNDIVIDED INTEREST 50.0000000000% (N 8.81' OF 2)
Legal Subdivision	CRESTVIEW HEIGHTS REPLAT
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2001
Census Tract	20800

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1102 S 38TH ST, TEMPLE, TX 76501-6239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage TEXELL CU
Nov 13, 2020	Deed of Trust, Mortgage TEXELL CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 7, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1102 S 38TH ST, TEMPLE, TX 76501-6239
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038347
Date	Jun 15, 2022
Instrument	2022038347

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2042

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1102 S 38TH ST, TEMPLE, TX 76501-6239
Document Number	0000066029
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 S 38TH ST TEMPLE TX 765016239, TEMPLE, TX 76501-6239

Mortgage

Document Number	0000066029
Date	Nov 30, 2020
Instrument	66029

Lender

Name	TEXELL CU
Address	TEMPLE, TX 76503

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 29, 2040

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$415.00 (-39.5%) Homeowner's exemption Senior Citizen's exemption	$82,622 Land $14,442 Building $68,180	$82,622 Land $14,442 Building $68,180
2022	$686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2010–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SOS Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Nextlink.

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