1102 S 16th St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 1102 S 16th St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1881
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on File
Last Sale	$114,100 (Nov 2019)
Tax Bill	$272 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2019 Mortgage
APN	`06-5.0-16-002-003-126.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-16-002-003-126.000`

Interior

Building Area	1,200 sqft Base Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	140 ft deep x 45 ft wide

Location & Zoning

Street Address	1102 S 16TH ST
City	SAINT JOSEPH
State	MO
Zip	64503-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:PATEE'S LOT:7 BLK:70LGL DESC:
Legal Subdivision	PATEES
Legal Block	70
Legal Lot Number	7
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2099
Census Tract	3002

Owner

1102 S 16th St is owned and occupied by two individuals who bought it in November 2019.

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1102 S 16TH ST, SAINT JOSEPH, MO 64503-2533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Nov 25, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Prior Sale	Mar 1, 2005
Deed Document Number	201910317
Deed Book / Page	3743 / 859
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1102 S 16TH ST, SAINT JOSEPH, MO 64503-2533
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 S 16TH ST, SAINT JOSEPH, MO 64503-2533

Mortgage

Document Number	003762/516
Date	May 20, 2021
Book Page	3762/516
Instrument	2021005175

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Dec 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 25, 2019
Property Address	1102 S 16TH ST, SAINT JOSEPH, MO 64503-2533
Document Number	003743/859
Book / Page	3743 / 859
Instrument Date	Nov 25, 2019
Instrument	2019010317
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ADVANTAGE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 S 16TH ST, SAINT JOSEPH, MO 64503-2533

Mortgage

Document Number	003743/860
Date	Nov 25, 2019
Book Page	3743/860
Instrument	2019010318

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1102 S 16th St was $272.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$272.00	$3,760 Land $1,140 Building $2,620	$19,780 Land $6,000 Building $13,780
2024	$272.00 (+14.77%)
2023	$237.00 (-0.42%)	$3,570 (-) Land $1,140 Building $2,430	$18,800 Land $6,000 Building $12,800
2022	$238.00	$3,570 Land $1,140 Building $2,430
2021			$18,800 Land $6,000 Building $12,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1102 S 16th St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1102 S 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: United Fiber.

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