1102 Ruby St, Durand, IL 61024 Property Records

Winnebago County property record for 1102 Ruby St, Durand, IL 61024 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	20,909 sqft (0.48 acres)
Occupancy	Owner Occupied
Last Sale	$115,000 (1994)
Tax Bill	$6,124.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05-15-256-002`
Alternative APNs	`515256002` `339A152`

Exterior

Lot Area	20,909 sqft (0.48 acres)

Location & Zoning

Account Number	339A152
Street Address	1102 RUBY ST
City	DURAND
State	IL
Zip	61024-9787
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLAT NO 1 OTTER CREEK SUB BNG PT NE1/4SEC 15-28-10 LOT 2
Legal Range	10
Legal Township	28
Legal Section	15
Legal Subdivision	PLAT NO 1 OTTER CREEK SUB
Legal Lot Number	2
Jurisdiction	WINNEBAGO IL
Minor Civil Division	DURAND
Census Blockgroup	2
Census Block	2070
Census Tract	4100

Owner

Source: Winnebago County records · APN 05-15-256-002

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1102 RUBY ST, DURAND, IL 61024-9787
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 1994 · Amount on Record
Deed Sale	Sep 16, 1994 · Amount on Record
Deed Doc Number	199448961
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1102 RUBY ST, DURAND, IL 61024-9787
Document Number	0001033753
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1102 RUBY ST DURAND IL 610249787, DURAND, IL 61024-9787

Mortgage

Document Number	0001033753
Date	Nov 04, 2020
Instrument	1033753

Lender

Name	STATE BK/DAVIS
Type	Bank
Address	DAVIS, IL 61019

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Durand Township
Municipality	Durand Village
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,124.00	$90,119 (+46.28%) Land $10,675 Building $79,444	$270,357 (+46.28%) Land $32,025 Building $238,332
2022	Homeowner's exemption	$61,606 Land $7,371 Building $54,235	$184,818 Land $22,113 Building $162,705

Flood & Wildfire

1102 Ruby St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Winnebago County (17201C), updated July 12, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 4th percentile of exposed land nationally · 26th in Illinois
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.