1102 Riverside Cir, Ladysmith, WI 54848 Property Records

Rusk County property record for 1102 Riverside Cir, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$63,000 (Dec 2018)
Tax Bill	$1,954 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-03064-0000`

Property Details

APN / Parcel Number

Primary APN	`246-03064-0000`

Exterior

Lot Area	13,068 sqft

Location & Zoning

Street Address	1102 RIVERSIDE CIR
City	LADYSMITH
State	WI
Zip	54848-2348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE ADDITION LOT 12 VOLUME 646 PAGE 464
Legal Range	06W
Legal Township	34N
Legal Section	03
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	RIVERSIDE ADD
Legal Lot Number	12
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	3
Census Block	3018
Census Tract	960500

Owner

1102 Riverside Cir is owned and occupied by an individual who bought it in December 2018.

Source: Rusk County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1102 RIVERSIDE CIR, LADYSMITH, WI 54848-2348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2018 · Amount on File
Deed Sale	Dec 12, 2018 · Amount on File
Deed Document Number	350340
Deed Book / Page	646 / 464
Record Updated	Jun 8, 2026

December 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	RUSK WI
Recording Date	Dec 12, 2018
Property Address	1102 RIVERSIDE CIR, LADYSMITH, WI 54848-2348
Document Number	000646/464
Book / Page	646 / 464
Instrument Date	Dec 12, 2018
Instrument	350340
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	000646/465
Date	Dec 12, 2018
Book Page	646/465
Instrument	350341

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1102 Riverside Cir was $1,954.

Source: Rusk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,954.00	$65,700 Land $8,800 Building $56,900	$112,200
2023	$1,658.00	$65,700 Land $8,800 Building $56,900	$82,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1102 Riverside Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1102 Riverside Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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