1102 Ridgeway St, Florence, AL 35630 Property Records

Lauderdale County property record for 1102 Ridgeway St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	1 ba · 888 sqft · built 1940
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (Aug 2021)
Tax Bill	$386 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-05-15-3-002-026-000`

Property Details

APN / Parcel Number

Primary APN	`24-05-15-3-002-026-000`
Alternative APNs	`099885` `99885` `312`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	300 ft deep x 84 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Account Number	99885
Street Address	1102 RIDGEWAY ST
City	FLORENCE
State	AL
Zip	35630-5926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	70 X 150 RIDGECREST SD LOT 12 PB 2 PG 122 SEC 15 T3S R11W .24 AC/C
Legal Range	11W
Legal Township	03S
Legal Section	15
Legal Subdivision	RIDGECREST
Legal Lot Number	12
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2026
Census Tract	10200

Owner

1102 Ridgeway St is owned and occupied by an individual who bought it in August 2021.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	1102 RIDGEWAY ST, FLORENCE, AL 35630-5926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Deed Document Number	0202148702
Deed Book / Page	2021 / 48702
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 4, 2021
Property Address	1102 RIDGEWAY ST, FLORENCE, AL 35630-5926
Document Number	2021/48702
Book / Page	2021 / 48702
Map Reference	MB 2 PG 122
Instrument Date	Jul 28, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 RIDGEWAY ST, FLORENCE, AL 35630-5926

Mortgage

Document Number	202148704202148704
Date	Aug 4, 2021
Instrument	2021/48704202148704

Lender

Name	BBVA USA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1102 Ridgeway St was $386 with a homeowner's exemption, down 7.2% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$386.00 (-7.21%) Homeowner's exemption	$9,200 (-6.31%)	$91,940 (-6.13%) Land $9,400 Building $82,540
2024	$416.00 (+14.29%) Homeowner's exemption	$9,820 (+1,263.89%) Land $800 Building $9,020	$97,940 (+11.83%) Land $7,800 Building $90,140
2023	$364.00 (+18.95%) Homeowner's exemption	$720 (-90.5%) Land $720	$87,580 (+15.85%) Land $7,100 Building $80,480
2022	$306.00 Homeowner's exemption	$7,580	$75,600 Land $7,700 Building $67,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1102 Ridgeway St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1990–1991)
Most Recent Claim	Dec 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1102 Ridgeway St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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