1102 Overhill Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 1102 Overhill Rd, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,890 sqft · built 1999
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,000 (Apr 2022)
Tax Bill	$3,678 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`324F070`

Property Details

APN / Parcel Number

Primary APN	`324F070`
Alternative APN	`6317412`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Area	418 sqft
Porch	Porch
Porch Area	16 sqft
Deck Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1102 OVERHILL RD
City	SALISBURY
State	NC
Zip	28144-8404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L46 .20AC
Legal Subdivision	CITY OF SALISBURY TOWNSHIP
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3019
Census Tract	51302

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1102 OVERHILL RD, SALISBURY, NC 28144-8404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Apr 1, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Dec 18, 2013 · Amount on Record
Deed Book / Page	1398 / 935
Last Transfer Date	Dec 11, 2024
Transfer Doc	0014530437
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1102 OVERHILL RD, SALISBURY, NC 28144-8404
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 OVERHILL RD, SALISBURY, NC 28144-8404

Mortgage

Document Number	0014140049
Date	Nov 21, 2022
Book Page	1414/49

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 1, 2022
Property Address	1102 OVERHILL RD, SALISBURY, NC 28144-8404
Document Number	0013980935
Book / Page	1398 / 935
Map Reference	MB 9995 PG 3363
Instrument Date	Mar 29, 2022
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	628 N MAIN ST, 628, SALISBURY, NC 28144-3678

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 OVERHILL RD, SALISBURY, NC 28144-8404

Mortgage

Document Number	0001398936
Date	Apr 1, 2022
Instrument	1398/936

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,678.00	$307,547 (-) Land $25,000 Building $282,547	$307,547 (-) Land $25,000 Building $282,547
2025	$3,678.00	$307,547 (-) Land $25,000 Building $282,547
2023	$3,678.00	$307,547 Land $25,000 Building $282,547	$307,547 Land $25,000 Building $282,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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