1102 Oatgrass Way, Los Banos, CA 93635 Property Records

Merced County property record for 1102 Oatgrass Way, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 2005
Lot Size	0.139 acres (6,046 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Sep 2020)
Tax Bill	$5,135 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`430-040-025-000`

Property Details

APN / Parcel Number

Primary APN	`430-040-025-000`
Alternative APNs	`083580025000` `430-040-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
Gross Area	2,167 sqft
1st Floor Area	1,720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	6,046 sqft (0.139 acres)
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	430-040-025
Street Address	1102 OATGRASS WAY
City	LOS BANOS
State	CA
Zip	93635-8547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	THE VILLAGES AT STONECREEK LOT 63
Legal Subdivision	VILLAGES AT STONECREEK
Legal Lot Number	63
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	3
Census Block	3018
Census Tract	2301

Owner

1102 Oatgrass Way is owned and occupied by an individual who bought it in September 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1102 OATGRASS WAY, LOS BANOS, CA 93635-8547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK
Feb 2, 2017	Intrafamily Transfer, Transfer · FHA Mortgage TICOR TITLE COMPANY
Feb 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on File
Deed Sale	Sep 15, 2020 · Amount on File
Prior Sale	Feb 2, 2017
Deed Document Number	202032642
Prior Transfer Date	Jan 5, 2017
Prior Transfer Doc	0000003932
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 15, 2020
Property Address	1102 OATGRASS WAY, LOS BANOS, CA 93635-8547
Document Number	0000032642
Map Reference	MB 64 PG 25-36
Instrument Date	Sep 9, 2020
Instrument	2020032642
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 OATGRASS WAY, LOS BANOS, CA 93635-8547

Mortgage

Document Number	0000032643
Date	Sep 15, 2020
Instrument	2020032643

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Feb 2, 2017
Property Address	1102 OATGRASS WAY, LOS BANOS, CA 93635-8547
Document Number	0000003789
Map Reference	MB 75 PG 5-16
Instrument Date	Jan 5, 2017
Instrument	2017-003789
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1102 OATGRASS WAY, LOS BANOS, CA 93635-8547

Mortgage

Document Number	, 2017-003790
Date	Feb 2, 2017
Instrument	2017-003790

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Feb 3, 2017
Property Address	1102 OATGRASS WAY, LOS BANOS, CA 93635-8547
Document Number	0000003932
Instrument Date	Jan 5, 2017
Instrument	3932
Transaction Type	Transfer
Record Updated	Mar 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1102 OATGRASS WAY LOS BANOS CA 936358547, LOS BANOS, CA 93635-8547

Tax Assessment & Valuation

The 2025 property tax bill for 1102 Oatgrass Way was $5,135 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$391,946 (+2%) Land $104,886 Building $287,060
2025	$5,135.00 Homeowner's exemption	$384,262 Land $102,830 Building $281,432
2023	$4,840.00 (+2.24%) Homeowner's exemption	$369,342 Land $98,838 Building $270,504
2022	$4,734.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1102 Oatgrass Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1102 Oatgrass Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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