Lake County property record for 1102 N Palmetto Cir, Eustis, FL 32726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,169 sqft · built 1957 |
| Lot Size | 0.306 acres (13,328 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $203,700 (Mar 2019) |
| Tax Bill | $2,924 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2022 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-19-26-0300-015-00100 |
| Primary APN | 15-19-26-0300-015-00100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,169 sqft Living Area |
| 1st Floor Area | 2,169 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 13,328 sqft (0.306 acres) |
| Lot Dimensions | 147 ft deep x 84 ft wide |
| Garage Type | Carport |
| Garage Area | 441 sqft |
| Carport | Carport |
| Carport Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 162 sqft |
| Patio Area | 100 sqft |
| Utility Building | 1,470 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1632129 |
|---|---|
| Street Address | 1102 N PALMETTO CIR |
| City | EUSTIS |
| State | FL |
| Zip | 32726-5320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | EUSTIS EUSTIS HEIGHTS LOTS 1 2 BLK 15 PB 6 PG 84 ORB 5247 PG 468 ORB 6073 PG 1648 |
| Legal Range | 26E |
| Legal Township | 19S |
| Legal Section | 15 |
| Legal Subdivision | EUSTIS EUSTIS HEIGHTS |
| Legal Tract | 0300 |
| Legal Block | 15 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | EUSTIS |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 30209 |
1102 N Palmetto Cir is owned and occupied by two individuals who acquired it in December 2022.
Source: Lake County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1102 N PALMETTO CIR, EUSTIS, FL 32726-5320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 30, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Aug 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 11, 2019 | Grant Deed, Transfer · Conventional with PMI JMAC LENDING |
| Aug 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JOSEPH & ANN MATCLLA |
| Jul 26, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Aug 8, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2019 · Amount on File |
| Deed Sale | Mar 11, 2019 · Amount on File |
| Prior Sale | Aug 8, 2018 · Amount on File |
| Deed Document Number | 201926833 |
| Deed Book / Page | 5247 / 468 |
| Last Transfer Date | Dec 17, 2022 |
| Transfer Doc | 0060731648 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1102 N PALMETTO CIR, EUSTIS, FL 32726-5320 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 1102 N PALMETTO CIR, EUSTIS, FL 32726-5320 |
| Document Number | 0057091049 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 5709/1049 |
| Instrument | 2021066936 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | May 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 30, 2022 |
| Property Address | 1102 N PALMETTO CIR, EUSTIS, FL 32726-5320 |
| Document Number | 0060731648 |
| Book / Page | 6073 / 1648 |
| Map Reference | MB 6 PG 84 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 2022166028 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1102 N PALMETTO CIR, EUSTIS, FL 32726-5320 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1102 N PALMETTO CIR, EUSTIS, FL 32726-5320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0055230148 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 5523/148 |
| Instrument | 2020088117 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | May 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 11, 2019 |
| Property Address | 1102 N PALMETTO CIR, EUSTIS, FL 32726-5320 |
| Document Number | 0052470468 |
| Book / Page | 005247 / 000468 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 26833 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1603 WINTER GREEN BLVD WINTER PARK FL 327922246, WINTER PARK, FL 32792-2246 |
| Document Number | 52470470 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 005247/000470 |
| Instrument | 26834 |
| Name | JMAC LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 10, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1102 N PALMETTO CIR, EUSTIS, FL 32726-5320 |
| Document Number | 0051500857 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4327 S HIGHWAY 27 #607 CLERMONT FL 347115349, 607, CLERMONT, FL 34711-5349 |
| Document Number | 0051500857 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 005150/000857 |
| Instrument | 91347 |
| Name | JOSEPH & ANN MATCLLA |
|---|---|
| Address | 3534 MEDITERRA DR, CLERMONT, FL 34711-4631 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 26, 2018 |
| Property Address | 1102 N PALMETTO CIR, EUSTIS, FL 32726-5320 |
| Document Number | 0051451698 |
| Book / Page | 005145 / 001698 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 87236 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $840.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1102 N PALMETTO CIR EUSTIS FL 327265320, EUSTIS, FL 32726-5320 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 8, 2018 |
| Property Address | 1102 N PALMETTO CIR, EUSTIS, FL 32726-5320 |
| Document Number | 0051510997 |
| Book / Page | 005151 / 000997 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 92182 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 17, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $840.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4327 S US 27 #607 CLERMONT FL 34711, 607, CLERMONT, FL 34711 |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Eustis City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,370 (+2.9%) | $220,676 (-0.02%) Land $29,165 Building $191,511 | |
| 2025 | $192,780 Land $29,165 Building $163,615 | $220,731 Land $29,165 Building $191,566 | |
| 2024 | $2,924.00 (+4.69%) | ||
| 2023 | $2,793.00 (+1.86%) Homeowner's exemption | $181,900 (+3%) | $213,812 (+2.01%) Land $29,165 Building $184,647 |
| 2022 | $2,742.00 Homeowner's exemption | $176,610 | $209,591 Land $24,998 Building $184,593 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1102 N Palmetto Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1102 N Palmetto Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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