St. Charles County property record for 1102 N 3rd St, Saint Charles, MO 63301 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,464 sqft · built 1863 |
| Lot Size | 0.086 acres (3,751 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Jul 2025) |
| Tax Bill | $2,247 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 004830A000 |
| Primary APN | 004830A000 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,464 sqft Living Area |
| 1st Floor Area | 4,240 sqft |
| Basement Area | 1,200 sqft |
| Year Built | Built 1863 |
|---|---|
| Effective Year Built | Effective 1863 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,751 sqft (0.086 acres) |
| Lot Dimensions | 150 ft deep x 120 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 256 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 004830A000 |
|---|---|
| Street Address | 1102 N 3RD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT CITY BLK 59 TRAINGULAR LOT TO RR |
| Legal Subdivision | CITY OF ST CHARLES |
| Legal Block | 59 |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 310400 |
Source: St. Charles County records · APN 004830A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 222 LAWRENCE ST, SAINT CHARLES, MO 63301-2012 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2025 · Amount on Record |
| Deed Sale | Jul 29, 2025 · Amount on Record |
| Prior Sale | Jul 29, 2025 · Amount on Record |
| Deed Document Number | 202532446 |
| Prior Transfer Date | Apr 28, 2022 |
| Prior Transfer Doc | 0000025114 |
| Record Updated | Sep 20, 2026 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,656 (+8.31%) | $203,458 (+8.31%) Land $20,000 Building $183,458 | |
| 2025 | $2,247.00 (-2.3%) | $35,690 (-) | $187,841 (-) Land $40,000 Building $147,841 |
| 2024 | $2,300.00 | ||
| 2023 | $35,690 | ||
| 2022 | $187,841 Land $40,000 Building $147,841 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833104002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 55 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Frenchtown Historic District listed 1991 · 206 contributing resources · NRIS 91000216 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 670 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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