1102 N 13th St, Reading, PA 19604 Property Records

Berks County property record for 1102 N 13th St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,438 sqft · built 1920
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Jul 2020)
Tax Bill	$1,544 (2026)
Deeds & Mortgages	Jan 2020 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-38-26-1301`

Property Details

APN / Parcel Number

Primary APN	`5317-38-26-1301`
Alternative APNs	`13-5317-38-26-1301` `13207125` `207125`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,438 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13207125
Street Address	1102 N 13TH ST
City	READING
State	PA
Zip	19604-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	26
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1024
Census Tract	700

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1102 N 13TH ST, READING, PA 19604-2116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 6, 2020	Deed, Transfer · FHA Mortgage MORTGAGE AMERICA INC
Jun 20, 2019	Deed of Trust, Mortgage · Line of Credit DIAMOND CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Sep 27, 2002 · Amount on Record
Deed Document Number	202022075
Prior Transfer Date	Apr 11, 2003
Prior Transfer Doc	0000034321
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1102 N 13TH ST, READING, PA 19604-2116
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002005
Date	Jan 16, 2020
Instrument	2020002005

Lender

Name	TRUIST BANK
Type	Bank
Address	MC LEAN, VA 22101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 31, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 6, 2020
Property Address	1102 N 13TH ST, READING, PA 19604-2116
Document Number	0000022075
Instrument Date	Jun 30, 2020
Instrument	2020022075
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 N 13TH ST, READING, PA 19604-2116

Mortgage

Document Number	0000022076
Date	Jul 6, 2020
Instrument	2020022076

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1102 N 13TH ST, READING, PA 19604-2116
Document Number	0000021629
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 N 13TH ST READING PA 196042116, READING, PA 19604-2116

Mortgage

Document Number	0000021629
Date	Jul 3, 2019
Instrument	21629

Lender

Name	DIAMOND CU
Address	POTTSTOWN, PA 19464

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,544.00 (+6.63%)	$54,700 (-) Land $16,300 Building $38,400	$16,300 (-70.2%) Land $16,300
2024	$1,448.00 (-39.44%)	$54,700 (-) Land $16,300 Building $38,400
2023	$2,391.00	$54,700 Land $16,300 Building $38,400
1994			$54,700 Land $16,300 Building $38,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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