1102 Moss Dr, Chattanooga, TN 37411 Property Records

Hamilton County property record for 1102 Moss Dr, Chattanooga, TN 37411

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,308 sqft · built 1960
Lot Size	0.148 acres (6,479 sqft)
Owner	2 Individual Names on File
Last Sale	$173,000 (Sep 2024)
Tax Bill	$665 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Sep 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`147H G 046`

Property Details

APN / Parcel Number

Primary APN	`147H G 046`
Alternative APN	`0000079280`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,308 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1965
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,479 sqft (0.148 acres)
Lot Dimensions	117 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000079280
Street Address	1102 MOSS DR
City	CHATTANOOGA
State	TN
Zip	37411-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT LT 5 LOOMIS 80 ACRE TRACT PB2 PG16
Legal Subdivision	LOOMIS 80 ACRE TRACT
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	3200

Owner

1102 Moss Dr is owned and occupied by two individuals who bought it in September 2024.

Source: Hamilton County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1102 MOSS DR, CHATTANOOGA, TN 37411-1324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit SMARTBANK
Sep 25, 2024	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC
Jan 23, 2024	Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Apr 18, 2023	Warranty Deed, Transfer UNKNOWN, FOUNDATION T&E SERIES LLC
May 13, 2020	Grant Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC
Mar 29, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2024 · Amount on File
Deed Sale	Sep 25, 2024 · Amount on File
Prior Sale	Jan 23, 2024 · Amount on File
Deed Document Number	20246
Deed Book / Page	13714 / 724
Prior Transfer Date	Mar 28, 2019
Prior Transfer Doc	0329000075
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1102 MOSS DR, CHATTANOOGA, TN 37411-1324
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000168
Date	Jul 12, 2021
Book Page	12562/523
Instrument	2021071200168

Lender

Name	SMARTBANK
Type	Bank
Address	PIGEON FORGE, TN 37868

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 25, 2024
Property Address	1102 MOSS DR, CHATTANOOGA, TN 37411-1324
Document Number	0000000006
Book / Page	13714 / 724
Map Reference	MB 2 PG 16
Instrument Date	Sep 24, 2024
Instrument	2024092500006
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1102 MOSS DR, CHATTANOOGA, TN 37411-1324

Mortgage

Document Number	0000000007
Date	Sep 25, 2024
Instrument	2024092500007

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 23, 2024
Property Address	1102 MOSS DR, CHATTANOOGA, TN 37411-1324
Document Number	0000000159
Book / Page	13496 / 145
Map Reference	MB 2 PG 16
Instrument Date	Jan 23, 2024
Instrument	2024012300159
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	919 LEE PIKE, SODDY DAISY, TN 37379-8034

Mortgage

Document Number	0013496149
Date	Jan 23, 2024
Instrument	13496/149

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 18, 2023
Property Address	1102 MOSS DR, CHATTANOOGA, TN 37411-1324
Document Number	0000000181
Book / Page	13266 / 526
Map Reference	MB 2 PG 16
Instrument Date	Apr 14, 2023
Instrument	2023041800181
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount on Record
Tax	$425.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 MOSS DR, CHATTANOOGA, TN 37411-1324

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	May 13, 2020
Property Address	1102 MOSS DR, CHATTANOOGA, TN 37411-1324
Document Number	0513000128
Book / Page	012000 / 000084
Instrument Date	May 7, 2020
Instrument	200513000128
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 TWIN ACRE LN BRANDON MS 390427607, BRANDON, MS 39042-7607

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 29, 2019
Property Address	1102 MOSS DR, CHATTANOOGA, TN 37411-1324
Document Number	0329000075
Book / Page	011600 / 000091
Instrument Date	Mar 28, 2019
Instrument	190329000075
Transaction Type	Foreclosure
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$213.12
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2050 PARKWAY RIVER RD HOOVER AL 35244, HOOVER, AL 35244

Tax Assessment & Valuation

The 2025 property tax bill for 1102 Moss Dr was $665, up 83.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$665.00 (+83.7%)	$43,925 (+171.14%)	$175,700 (+171.14%) Land $25,500 Building $150,200
2024	$362.00	$16,200 (-)	$64,800 (-) Land $17,000 Building $47,800
2023	$362.00	$16,200 (-)	$64,800 (-) Land $17,000 Building $47,800
2022	$362.00	$16,200	$64,800 Land $17,000 Building $47,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1102 Moss Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1102 Moss Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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