1102 Montecito Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 1102 Montecito Ave, Pacific Grove, CA 93950

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,385 sqft · built 1960
Lot Size0.103 acres (4,500 sqft)
Owner2 Individual Names on Record
Last Sale$747,500 (Dec 2005)
Tax Bill$11,156 (2025)
Deeds & MortgagesJul 2017 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN007-571-018-000

Property Details

APN / Parcel Number

Primary APN007-571-018-000
Alternative APN
  • 007-571-018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,385 sqft Living Area
1st Floor Area1,385 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,500 sqft (0.103 acres)
Garage Area198 sqft

Location & Zoning

Old Parcel Number007-571-018
Street Address1102 MONTECITO AVE
CityPACIFIC GROVE
StateCA
Zip93950-5523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEL MONTE PARK LOT 1 BLK 25
Legal SubdivisionDEL MONTE PARK
Legal Block25
Legal Lot Number1
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1009
Census Tract12000

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1102 MONTECITO AVE, PACIFIC GROVE, CA 93950-5523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2017Deed of Trust, Mortgage · VA Mortgage
OAKSTAR BANK NA
Sep 11, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2005 · Amount on Record
Deed SaleDec 23, 2005 · Amount on Record
Prior SaleJul 15, 2003 · Amount on Record
Deed Document Number2005134977
Prior Transfer DateJan 19, 1996
Prior Transfer Doc0033290494
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1102 MONTECITO AVE, PACIFIC GROVE, CA 93950-5523
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLINEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039150
DateJul 25, 2017
Instrument2017039150
Lender
NameOAKSTAR BANK NA
TypeBank
AddressSPRINGFIELD, MO 65807
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1102 MONTECITO AVE, PACIFIC GROVE, CA 93950-5523
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1102 MONTECITO AVE, PACIFIC GROVE, CA 93950-5523

Mortgage

Document Number0000047638
DateSep 11, 2020
Instrument2020047638
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityPacific Grove City
Unified School DistrictPacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,041,940 (+2%) Land $557,561 Building $484,379
2025$11,156.00 (+5.08%) Homeowner's exemption$1,021,511 (+4.04%) Land $546,629 Building $474,882
2024$10,617.00 (-1.28%)
2023$10,755.00 (+2.08%) Homeowner's exemption$981,846 Land $525,403 Building $456,443
2022$10,536.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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