1102 Midwood Dr, Monroe, NC 28112 Property Records

Union County property record for 1102 Midwood Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,957 sqft · built 1974
Lot Size	0.922 acres (40,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Nov 2022)
Tax Bill	$3,473 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-286-063`

Property Details

APN / Parcel Number

Primary APN	`09-286-063`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,957 sqft Living Area
Gross Area	2,070 sqft
1st Floor Area	1,746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,162 sqft (0.922 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1102 MIDWOOD DR
City	MONROE
State	NC
Zip	28112-6474
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	#112 & P/114 CARMEL VILLAGE PB06 PG22
Legal Subdivision	CARMEL VILLAGE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2014
Census Tract	20502

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1102 MIDWOOD DR, MONROE, NC 28112-6474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 9, 2022	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
May 12, 2022	Warranty Deed, Transfer NOT AVAILABLE, INVESTORS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	May 12, 2022 · Amount on Record
Deed Document Number	202238109
Deed Book / Page	8607 / 383
Prior Transfer Date	Dec 16, 2004
Prior Transfer Doc	0003682164
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 14, 2022
Property Address	1102 MIDWOOD DR, MONROE, NC 28112-6474
Document Number	0008607383
Book / Page	8607 / 383
Map Reference	MB 6 FILE 22
Instrument Date	Nov 14, 2022
Instrument	38109
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3008 ASHFORD GLEN DR, 3008, WEDDINGTON, NC 28104-7731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 MIDWOOD DR, MONROE, NC 28112-6474

Mortgage

Document Number	0000038110
Date	Nov 14, 2022
Instrument	38110

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1102 MIDWOOD DR, MONROE, NC 28112-6474
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008086876
Date	May 3, 2021
Book Page	8086/876
Instrument	20838

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1102 MIDWOOD DR, MONROE, NC 28112-6474
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000816793
Date	Jul 12, 2021
Book Page	8167/93
Instrument	32796

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 9, 2022
Property Address	1102 MIDWOOD DR, MONROE, NC 28112-6474
Document Number	0008544852
Book / Page	8544 / 852
Map Reference	CAB Q FILE 215-217
Instrument Date	Jul 25, 2022
Instrument	28232
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$831.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10710 SIKES PL STE 250, 10710, CHARLOTTE, NC 28277-8182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 MIDWOOD DR # RYAN, RYAN, MONROE, NC 28112-6474

Mortgage

Document Number	0000028233
Date	Aug 9, 2022
Instrument	28233

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 12, 2022
Property Address	1102 MIDWOOD DR, MONROE, NC 28112-6474
Document Number	0000847670
Book / Page	8476 / 70
Map Reference	MB 6 FILE 22
Instrument Date	May 10, 2022
Instrument	17454
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2892 SEA AIRE DR SW, 2892, SUPPLY, NC 28462-2479

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3008 ASHFORD GLEN DR, WEDDINGTON, NC 28104-7731

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,300 (-) Land $78,400 Building $318,900	$397,300 (-) Land $78,400 Building $318,900
2025	$3,473.00 (+43.57%)	$397,300 (+79.04%) Land $78,400 Building $318,900	$397,300 (+79.04%) Land $78,400 Building $318,900
2023	$2,419.00	$221,900 Land $26,200 Building $195,700	$221,900 Land $26,200 Building $195,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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