Berrien County property record for 1102 Margaret St, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 868 sqft · built 1941 |
| Lot Size | 0.554 acres (24,132 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,000 (Dec 2005) |
| Tax Bill | $1,766 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-2340-0005-00-9 |
| Primary APN | 14-2340-0005-00-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 868 sqft Living Area |
| 1st Floor Area | 868 sqft |
| Basement Area | 868 sqft |
| Unfinished Basement | 868 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Raised Ranch |
| Lot Area | 24,132 sqft (0.554 acres) |
| Lot Dimensions | 138 ft deep x 175 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1102 MARGARET ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-3842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | LOT 5 & THE N 50'OF LOT 4 & THE S1/2 OF THAT PRT OF VAC SPENCER ST LYING N OF LOT 5 FIRST ADDITION TO FRANKLIN PARK |
| Legal Subdivision | FIRST ADDITION |
| Legal Lot Number | 4-5 |
| Legal Unit | 5,4,5 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21000 |
1102 Margaret St is owned and occupied by an individual who acquired it in December 2023.
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1102 MARGARET ST, NILES, MI 49120-3842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Oct 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2005 · Amount on File |
| Deed Sale | Dec 16, 2005 · Amount on File |
| Prior Sale | Mar 26, 2002 · Amount on File |
| Deed Book / Page | 2673 / 836 |
| Last Transfer Date | Dec 6, 2023 |
| Transfer Doc | 0000394148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1102 MARGARET ST, NILES, MI 49120-3842 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1102 MARGARET ST, NILES, MI 49120-3842 |
| Document Number | 03416/4209 |
|---|---|
| Date | Dec 5, 2023 |
| Book Page | 3416/4209 |
| Instrument | 2023394068 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 311 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1102 MARGARET ST, NILES, MI 49120-3842 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1102 MARGARET ST, NILES, MI 49120-3842 |
| Document Number | 03388/1338 |
|---|---|
| Date | Oct 11, 2022 |
| Book Page | 3388/1338 |
| Instrument | 2022364434 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 1102 Margaret St was $1,766 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Niles Township |
| Unified School District | Niles Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,200 | $140,400 | |
| 2025 | $1,766.00 | ||
| 2023 | $56,000 | $112,000 | |
| 2022 | $1,166.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1102 Margaret St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1981–2008) |
| Most Recent Claim | Oct 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1102 Margaret St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NILES serves 14,215 people · EPA ID MI0004740 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Mercury Fiber, Midwest Energy & Communications, T-Mobile.
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