Clinton County property record for 1102 Main St, Germantown, IL 62245
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,263 sqft · built 1960 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,586 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-11-04-353-002 |
| Primary APN | 12-11-04-353-002 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,263 sqft Finished Area |
| 1st Floor Area | 2,526 sqft |
| Basement Area | 1,263 sqft |
| Unfinished Basement | 1,263 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 134 ft deep x 80 ft wide |
| Garage Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1102 MAIN ST |
|---|---|
| City | GERMANTOWN |
| State | IL |
| Zip | 62245-2715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 51 |
| Legal Description | SUBDIVISION MOLITOR'S 1ST ADD BLOCK B LOT 2 & 3 PT OF LOTS & PT VACATED ALLEY S OF LOTS |
| Legal Subdivision | MOLITORS 1ST ADD |
| Legal Block | B |
| Legal Lot Number | 2-3 |
| Jurisdiction | CLINTON IL |
| Township / Civil Division | GERMANTOWN |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 900601 |
1102 Main St is owned and occupied by an individual.
Source: Clinton County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1102 MAIN ST, GERMANTOWN, IL 62245-2715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON IL |
| Property Address | 1102 MAIN ST, GERMANTOWN, IL 62245-2715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003264 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 2018R03264 |
| Name | GERMANTOWN TRUST & SAV BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jul 26, 2021 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1102 Main St was $2,586, up 9.4% from the year before.
Source: Clinton County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clinton County |
| County Subdivision | Germantown Township |
| Municipality | Germantown Village |
| Secondary School District | Central Community High School District 71 (09 - 12) |
| Elementary School District | Germantown School District 60 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,586.00 (+9.39%) Homeowner's exemption | $44,680 Land $4,350 Building $40,330 | $134,040 Land $13,050 Building $120,990 |
| 2024 | $2,364.00 | ||
| 2022 | $2,156.00 (+4.31%) | $36,500 (+3.99%) Land $3,370 Building $33,130 | $109,500 (+3.99%) Land $10,110 Building $99,390 |
| 2021 | $2,067.00 | $35,100 Land $3,240 Building $31,860 | $105,300 Land $9,720 Building $95,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1102 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Apr 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1102 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GERMANTOWN serves 1,537 people · EPA ID IL0270350 |
|---|---|
| Water Source | Purchased surface water from BREESE |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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