1102 Jerald Dr, Joliet, IL 60431 Property Records

Will County property record for 1102 Jerald Dr, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,472 sqft · built 1989
Lot Size	0.18 acres (7,643 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jan 2024)
Tax Bill	$6,704 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-06-23-203-057`

Property Details

APN / Parcel Number

Primary APN	`05-06-23-203-057`
Alternative APN	`06232030570000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,472 sqft Living Area
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,643 sqft (0.18 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1102 JERALD DR
City	JOLIET
State	IL
Zip	60431-9084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 IN CAMBRIDGE SUB UNIT 2, BEING A SUB OF PRT OF THE NE1/4 OF SEC. 23, T35N-R9E.
Legal Range	09E
Legal Township	35N
Legal Section	23
Legal Subdivision	CAMBRIDGE
Legal Lot Number	46
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	3
Census Block	3044
Census Tract	883211

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1102 JERALD DR, JOLIET, IL 60431-9084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Warranty Deed, Transfer · Conventional Mortgage PACOR MORTGAGE CORP
Feb 1, 2019	Warranty Deed, Transfer · VA Mortgage THE ANDERSON FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2024 · Amount on Record
Deed Sale	Jan 30, 2024 · Amount on Record
Prior Sale	Feb 1, 2019 · Amount on Record
Deed Document Number	20244847
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 30, 2024
Property Address	1102 JERALD DR, JOLIET, IL 60431-9084
Document Number	0000004847
Map Reference	DOC R89-39178
Instrument Date	Nov 22, 2023
Instrument	R2024004847
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1102 JERALD DR, JOLIET, IL 60431-9084

Mortgage

Document Number	0000004848
Date	Jan 30, 2024
Instrument	R2024004848

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	8%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 1, 2019
Property Address	1102 JERALD DR, JOLIET, IL 60431-9084
Document Number	0000006069
Map Reference	DOC R89-39178
Instrument Date	Jan 24, 2019
Instrument	R2019006069
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1102 JERALD DR, 1102, JOLIET, IL 60431-9084

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1102 JERALD DR, JOLIET, IL 60431-9084

Mortgage

Document Number	0000006070
Date	Feb 1, 2019
Instrument	R2019006070

Lender

Name	THE ANDERSON FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,704.00	$86,714 (+6.54%) Land $14,406 Building $72,308	$260,142 (+6.54%) Land $43,218 Building $216,924
2024		$81,394 (+22.74%) Land $13,296 Building $68,098	$244,182 (+22.74%) Land $39,888 Building $204,294
2022	Homeowner's exemption	$66,312 Land $11,304 Building $55,008	$198,936 Land $33,912 Building $165,024

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile, Watch TV.

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