1102 Holly St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1102 Holly St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,980 sqft · built 2018
Lot Size	2.49 acres (108,508 sqft)
Owner	Individual Name on File
Last Sale	$59,000 (Aug 2011)
Tax Bill	$4,047 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`988315646178`

Property Details

APN / Parcel Number

Primary APN	`988315646178`
Alternative APN	`004888002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,980 sqft Heated Area

Exterior

Year Built	Built 2018
Architectural Style	Traditional
Exterior Material	Other
Lot Area	108,508 sqft (2.49 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	988315646178
Old Parcel Number	988315646178
Street Address	1102 HOLLY ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-8747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 2 BLK: SEC: PL: G SL: 192
Legal Subdivision	LAKE RIDGE ESTATES
Legal Lot Number	2
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1038
Census Tract	970302

Owner

Source: Dare County records · APN 988315646178

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1102 HOLLY ST, KILL DEVIL HILLS, NC 27948-8747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2011 · Amount on Record
Deed Sale	Aug 31, 2011 · Amount on Record
Deed Document Number	0000187588
Deed Book / Page	1875 / 88
Record Updated	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1102 HOLLY ST, KILL DEVIL HILLS, NC 27948-8747
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002210/079
Date	Dec 12, 2017
Book Page	2210/079
Instrument	700046978

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Dare County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,047.00 (+31.78%)	$742,800 (+82.72%) Land $310,600 Building $432,200
2023	$3,071.00	$406,532 Land $157,200 Building $249,332
2020			$742,800 Land $310,600 Building $432,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dare County (37055C), as of May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559703021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Wildfire

Wildfire Risk	High above 76% of the US · above 96% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

Based on FCC filings for 160 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0428015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.