1102 Highland Dr, Sebring, FL 33870 Property Records

Highlands County property record for 1102 Highland Dr, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	576 sqft · built 1987
Lot Size	0.126 acres (5,526 sqft)
Owner	Individual Name on Record
Tax Bill	$523 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-13-34-28-030-2930-0030`

Property Details

APN / Parcel Number

Primary APN	`C-13-34-28-030-2930-0030`

Interior

Stories	1 Story
Building Area	576 sqft Living Area
1st Floor Area	576 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1987
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,526 sqft (0.126 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Driveway	Driveway
Driveway Area	440 sqft
Fence	Fence
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1102 HIGHLAND DR
City	SEBRING
State	FL
Zip	33870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE SEBRING SHEET 3 PB 2-PG 14 LOT 3 BLK 293
Legal Range	28E
Legal Township	34S
Legal Section	13
Legal Subdivision	LAKE SEBRING SHEET 3
Legal Block	293
Legal Lot Number	3
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3024
Census Tract	960700

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1102 HIGHLAND DR # 1104, 1104, SEBRING, FL 33870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2025
Deed Sale	May 20, 2025
Prior Sale	Dec 19, 2002
Deed Document Number	0031191199
Prior Transfer Date	Oct 21, 2009
Prior Transfer Doc	1561334
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 4, 2020
Property Address	1102 HIGHLAND DR, SEBRING, FL 33870
Document Number	0002009675
Book / Page	002788 / 000472
Instrument Date	Dec 4, 2020
Instrument	2009675
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 HIGHLAND DR SEBRING FL 33870, SEBRING, FL 33870

Mortgage

Document Number	2009676
Date	Dec 4, 2020
Book Page	002788/000475
Instrument	2009676

Lender

Name	ANNETTE N
Address	1932 HAYSELTON DR, KANSAS CITY, MO 64109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 3, 2030

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,061 (+6.79%) Land $11,875 Building $29,186	$41,061 (+6.79%) Land $11,875 Building $29,186
2024	$523.00 (+5.87%)	$38,450 (+5.41%) Land $7,125 Building $31,325	$38,450 (+5.41%) Land $7,125 Building $31,325
2023	$494.00 (+10.27%)	$36,478 (+18.42%) Land $7,125 Building $29,353	$36,478 (+18.42%) Land $7,125 Building $29,353
2022	$448.00	$30,805 Land $4,512 Building $26,293	$30,805 Land $4,512 Building $26,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1998–2022)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20