Berkeley County property record for 1102 Graham St, Saint Stephen, SC 29479
| Property Type | Single Family Home |
|---|---|
| Details | 1,787 sqft · built 2024 |
| Lot Size | 0.252 acres (10,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $319,900 (Feb 2025) |
| Tax Bill | $5,657 (2025) |
| Deeds & Mortgages | Nov 2023 Construction Loan Oct 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-06-02-017 |
| Primary APN | 026-06-02-017 |
|---|
| Building Area | 1,787 sqft Finished Area |
|---|---|
| 1st Floor Area | 827 sqft |
| 2nd Floor Area | 960 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 10,998 sqft (0.252 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Street Address | 1102 GRAHAM ST |
|---|---|
| City | SAINT STEPHEN |
| State | SC |
| Zip | 29479-4045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ST STEPHEN |
| Legal Description | ASSESSMENT DISTRICT: 585SHASTA MEADOWSLOT 23 |
| Legal Subdivision | SHASTA MEADOWS |
| Legal Lot Number | 23 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | ST. STEPHEN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20201 |
1102 Graham St is owned and occupied by an individual who bought it in February 2025.
Source: Berkeley County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1102 GRAHAM ST, SAINT STEPHEN, SC 29479-4045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2023 | Deed of Trust, Mortgage · Construction Mortgage COGENT BANK |
| Oct 18, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2025 · Amount on File |
| Deed Sale | Feb 5, 2025 · Amount on File |
| Prior Sale | Oct 18, 2023 · Amount on File |
| Deed Document Number | 20253535 |
| Deed Book / Page | 5099 / 434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | SAINT STEPHEN, SC 29479 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Name | Verified Name |
|---|---|
| Address | 852 LOWCOUNTRY BLVD 100A, 100A, MOUNT PLEASANT, SC 29464-3067 |
| Investor | Possibly a Property Investor |
| Document Number | 04718/0539 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 4718/539 |
| Instrument | 2023035704 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Oct 18, 2023 |
| Property Address | SAINT STEPHEN, SC 29479 |
| Document Number | 04689/0643 |
| Book / Page | 4689 / 643 |
| Map Reference | MB R PG 113 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 2023032021 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $312.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1102 Graham St was $5,657, up 645.3% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Municipality | St. Stephen Town |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,900 (+1,614.91%) Land $60,000 Building $259,900 | $319,900 (+2.89%) Land $60,000 Building $259,900 | |
| 2025 | $5,657.00 (+645.32%) | $18,654 (-) Land $2,700 Building $15,954 | $310,900 (-) Land $45,000 Building $265,900 |
| 2024 | $759.00 | $18,654 Land $2,700 Building $15,954 | $310,900 Land $45,000 Building $265,900 |
| 2022 | $184.00 | $2,160 Land $2,160 | $36,000 Land $36,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1102 Graham St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1102 Graham St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Cable | 2,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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