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1102 E Oldtown Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 1102 E Oldtown Rd, Cumberland, MD 21502

Property Summary

Property TypeStore with Apartments
Details1 ba · 978 sqft · built 1930
Lot Size0.225 acres (9,800 sqft)
OwnerIndividual Name on Record
Last Sale$172,000 (Jun 2023)
Tax Bill$721 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Mar 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-021061

Property Details

APN / Parcel Number

Primary APN04-021061
Alternative APNs
  • 4021061
  • 021061

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area978 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,800 sqft (0.225 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area254 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number021061
Street Address1102 E OLDTOWN RD
CityCUMBERLAND
StateMD
Zip21502-4040
Property CategoryCommercial
Property TypeCommercial > Retail > Store with Apartments
Legal Description1102 OLDTOWN RD LOTS 2-3 70X140 HEWITTS ADDN
Legal SubdivisionHEWITTS ADD
Legal Lot Number2,3
JurisdictionALLEGANY MD
Township / Civil Division4, CUMBERLAND
Census Block Group1
Census Block1077
Census Tract600

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1102 E OLDTOWN RD, CUMBERLAND, MD 21502-4040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Deed, Transfer · Conventional Mortgage
FIRST PEOPLES COMMUNITY FCU
Mar 16, 2023Deed, Transfer
ATTICUS TITLE SERVICES LLC
Oct 22, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 1, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2023 · Amount on Record
Deed SaleJun 29, 2023 · Amount on Record
Prior SaleMar 16, 2023 · Amount on Record
Deed Book / Page2891 / 432
Prior Transfer DateAug 4, 2020
Prior Transfer Doc0025980316
Record UpdatedOct 29, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateJun 29, 2023
Property Address1102 E OLDTOWN RD, CUMBERLAND, MD 21502-4040
Document Number002891-0432
Book / Page2891 / 432
Map ReferenceLB 145 PG 656
Instrument DateJun 16, 2023
Transaction TypeTransfer
Record UpdatedJul 24, 2023
Title CompanyNOT AVAILABLE, ELEVATED SETTLEMENTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1102 E OLDTOWN RD, CUMBERLAND, MD 21502-4040

Mortgage

Document Number0028910440
DateJun 29, 2023
Instrument2891-0440
Lender
NameFIRST PEOPLES COMMUNITY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateMar 16, 2023
Property Address1102 E OLDTOWN RD, CUMBERLAND, MD 21502-4040
Document Number002864-0128
Book / Page2864 / 128
Map ReferenceLB 145 PG 656
Instrument DateDec 14, 2022
Transaction TypeTransfer
Record UpdatedMar 29, 2023
Title CompanyATTICUS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Living Trust
Address210 S SECOND ST, CUMBERLAND, MD 21502-7122

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALLEGANY MD
Recording DateOct 22, 2020
Property Address1102 E OLDTOWN RD, CUMBERLAND, MD 21502-4040
Document Number0025980316
Book / Page002598 / 000316
Instrument DateAug 4, 2020
Transaction TypeTransfer
Record UpdatedNov 5, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address41 ADA ST RIDGELEY WV 267537444, RIDGELEY, WV 26753-7444

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateMar 1, 2017
Property Address1102 E OLDTOWN RD, CUMBERLAND, MD 21502-4040
Document Number0022800329
Book / Page002280 / 000329
Instrument DateFeb 22, 2017
Transaction TypeTransfer
Record UpdatedMar 29, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$21.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 ADA ST RIDGELEY WV 267537444, RIDGELEY, WV 26753-7444

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$162,700 (+22.92%) Land $19,600 Building $143,100$162,700 (-) Land $19,600 Building $143,100
2025$721.00 (+8.1%) Homeowner's exemption$132,367 (+84.61%)$162,700 (+126.92%) Land $19,600 Building $143,100
2023$667.00$71,700 (+1.32%) Land $19,600 Building $52,100$71,700 (-) Land $19,600 Building $52,100
2022$70,767$71,700 Land $19,600 Building $52,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1996)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
SkyPacket
Fixed Wireless		100 / 20

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