1102 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 1102 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 2,928 sqft · built 2021
Lot Size	0.179 acres (7,797 sqft)
Owner	Company Name on Record
Last Sale	$1,750,000 (Sep 2022)
Tax Bill	$5,264 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Nov 2022 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`235PB022`

Property Details

APN / Parcel Number

Primary APN	`235PB022`
Alternative APNs	`205620708816` `80100920` `80134032`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	2,928 sqft Heated Area
Gross Area	4,352 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,797 sqft (0.179 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80134032
Street Address	1102 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-1 B-49 OAK ISLAND EST PL 2.5/244
Legal Subdivision	ISLAND EST
Legal Block	49
Legal Lot Number	1
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1046
Census Tract	20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	118 HOODRIDGE DR, PITTSBURGH, PA 15228-1804
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Construction Mortgage UNITED BANK
Nov 3, 2022	Warranty Deed, Transfer
Sep 28, 2022	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Oct 5, 2020	Warranty Deed, Transfer · Commercial Mortgage UNITED BANK
Jun 21, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Oct 5, 2020 · Amount on Record
Deed Book / Page	4917 / 694
Prior Transfer Date	Dec 9, 2010
Prior Transfer Doc	3113001042
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	1102 E BEACH DR, OAK ISLAND, NC 28465-6554
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8616 ROYTON CIR, RALEIGH, NC 27613-8593

Mortgage

Document Number	0046771142
Date	Aug 5, 2021
Book Page	4677/1142

Lender

Name	UNITED BANK
Type	Bank
Address	SHALLOTTE, NC 28470

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Nov 3, 2022
Property Address	1102 E BEACH DR, OAK ISLAND, NC 28465-6554
Document Number	0049330986
Book / Page	4933 / 986
Map Reference	MB 2 1/2 PG 244
Instrument Date	Nov 2, 2022
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 HOODRIDGE DR, MT LEBANON, PA 15228-1804

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Sep 28, 2022
Property Address	1102 E BEACH DR, OAK ISLAND, NC 28465-6554
Document Number	0049170694
Book / Page	4917 / 694
Map Reference	MB 21/2 PG 244
Instrument Date	Aug 22, 2022
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8616 ROYTON CIR, 8616, RALEIGH, NC 27613-8593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 HOODRIDGE DR, MT LEBANON, PA 15228-1804

Mortgage

Document Number	0049170697
Date	Sep 28, 2022
Book Page	4917/697

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	Other
Margin	3
Max Rate	9.12%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 5, 2020
Property Address	1102 E BEACH DR, OAK ISLAND, NC 28465-6554
Document Number	0044560550
Book / Page	4456 / 550
Map Reference	MB 21 PG 244
Instrument Date	Oct 1, 2020
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4028 BARNES BLF SE, 4028, SOUTHPORT, NC 28461-7448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8616 ROYTON CIR, RALEIGH, NC 27613-8593

Mortgage

Document Number	0004456553
Date	Oct 5, 2020
Instrument	4456/553

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 21, 2019
Property Address	1102 E BEACH DR, OAK ISLAND, NC 28465-6554
Document Number	0042070502
Book / Page	004207 / 000502
Instrument Date	Jun 7, 2019
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4028 BARNES BLUFF DR SOUTHPORT NC 28461, SOUTHPORT, NC 28461

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,335,270 (-) Land $445,000 Building $890,270	$1,335,270 (-) Land $445,000 Building $890,270
2025	$5,264.00	$1,335,270 (-) Land $445,000 Building $890,270	$1,335,270 (-) Land $445,000 Building $890,270
2023		$1,335,270 Land $445,000 Building $890,270	$1,335,270 Land $445,000 Building $890,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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